The agreed account repayment will be automatically repaid. The customer binds his current savings account opened in our bank to a credit card agreed repayment account (RMB account and foreign currency account support two agreed repayment accounts respectively, and both accounts must be in the same branch), and specifies the deduction method (according to full repayment or minimum repayment amount) to automatically repay all CCB credit cards under the customer's name.

On the morning of the due repayment date of each month, we will automatically repay the loan for you, and the customer needs to deposit the repayment amount into the agreed repayment account before 7: 00 am.

Extended data

If a credit card repayment account has been signed, China Construction Bank will deduct the due payment one day before the due repayment date. This money can be returned to the customer's current or future unpaid bills. If there is still surplus funds (i.e. overpayment) after all payables are offset, it can be handled as follows:

1. RMB overpayment can be transferred to my savings account or credit card through mobile banking/online banking and outlets counters, ATMs and smart ATMs, and the overpayment funds can be transferred to my bank account in the same city without handling fees.

2. The overpaid part shall be cashed through China Construction Bank outlets or cash machines, and local banks shall be exempted from handling fees and interest.

China Construction Bank —— What is agreed account repayment?

China Construction Bank-Credit card repayment has been processed. Will the agreed account be deducted?