1, users spend RMB 1 yuan accumulated 1 mile points, and spend USD 1 accumulated 7 miles points. The effective point consumption of the supermarket industry in the RMB account of the same credit card is calculated at a maximum of 3000 yuan per month.

2. The single consumption amount shall be calculated by rounding off RMB.

3. When the user has two or more Ping An credit cards, the accumulated points of each card are accumulated separately by card, but they can be used together. The total points of the main card and the supplementary card will be included in the main card points account.

4. If the user returns the purchased goods or money for any reason, Ping An Bank will deduct the corresponding points originally given according to the amount of the returned money.