Is the ICBC Peony Ctrip VIP Card a credit card?
It is a credit card, and its most basic function is overdraft. Moreover, this card is jointly issued with Ctrip, and you can enjoy Ctrip’s VIP treatment. For example, discounts on air tickets and hotels, VIP exclusives, etc.
Which one is better, ICBC Ctrip Card or CCB World Travel Card
ICBC Ctrip Credit Card
"ICBC Ctrip Credit Card" is the largest credit card of the Industrial and Commercial Bank of China (the largest credit card in China). A co-branded credit card product jointly issued by the card-issuing bank) and Ctrip (a leading domestic online business travel service provider) to provide the most favorable and considerate services to customers with business travel and leisure travel needs. This co-branded card has standard credit card financial functions such as overdraft consumption, transfer settlement, cash deposits and withdrawals, etc., and can enjoy a number of membership rights and value-for-money discounts provided by Industrial and Commercial Bank of China and Ctrip.com.
1. Special functions and benefits
First-time booking benefits:
Use ICBC Ctrip Credit Card to book air tickets, hotels and travel vacation products for the first time on Ctrip.com. Get a 10-yuan Ctrip Anywhere gift card. Ctrip AnyBank Gift Card is directly charged to the customer's Ctrip account from Ctrip.com and can be used to deduct the price of Ctrip products. There is no limit on the amount or frequency. It is more practical and thorough!
Super value rebate upgrade:
ICBC Ctrip Card, enjoy low prices every day! Use ICBC Ctrip credit cards to book and complete transactions on the Ctrip website through three exclusive channels. The maximum cash rebate for each hotel room night is 201 yuan, and the maximum cash rebate for a single air ticket is 2,000 yuan. On this basis, co-branded cardholders can also enjoy air tickets. 3‰, 2% on vacation products, and 5% on hotels with Ctrip gift cards returned.
Gold members:
ICBC Ctrip credit card holders are directly upgraded to Ctrip gold members, with an exciting points reward program and rich prizes that can be easily redeemed. Whether you book by yourself or on behalf of others, you can enjoy the VIP benefits of 1.5 times Ctrip’s basic points for telephone bookings and online bookings, and 1.7 times Ctrip’s basic points for wireless bookings.
Note:
1. AnyBank gift card is valid for one year from the date of top-up, and will be counted and issued once a month. It can be used for Ctrip travel and vacation products, domestic and international air tickets, group-purchase hotels, preferential hotels and prepaid hotels. The corresponding amount can be deducted when booking, and can be used multiple times without limit. For specific usage instructions, please log in to Ctrip.com or call for enquiries.
2. The first-time subscription benefit can only be obtained once.
3. The accumulation method of Ctrip’s basic points is related to the business type and transaction amount. For details, please see Ctrip’s official website or call Ctrip customer service 1010
6666.
4. For details of cash back activity details, vacation products and the scope of use of Ctrip Recommended Gift Cards, please see the Ctrip Travel Network Member Help Center or call Ctrip customer service
1010- 6666.
Powerful and convenient financial services:
★Revolving credit, ample interest-free repayment period
★
Humanized password selection function
★Multiple installment payment methods such as telephone, POS, counter, and online banking
★Customized SMS balance change reminder service
★
24-hour online and telephone banking services
★Electronic reconciliation service
★Points reward plan
★Free due repayment text message reminder
2. Three new major booking channels
Special line booking:
ICBC Ctrip credit card holders dial Ctrip’s dedicated hotline 400
650
9966, state the Ctrip membership number on the co-branded card and make the reservation and payment.
Online booking:
ICBC Ctrip credit card holders use the Ctrip membership number on the co-branded card to log in to the Ctrip website and enter the ICBC exclusive coupon code "ICBC" during the booking process. And book and pay.
Mobile booking:
Android mobile phone users can download and install the exclusive Ctrip client, and use the Ctrip membership number on the ICBC Ctrip credit card to make reservations and payments.
3. Ctrip’s high-quality travel services:
Hotel booking:
●
250,000 partner hotels in 170 countries around the world< /p>
●More than 30,000 hotels in more than 3,000 domestic cities
●
Reservations are confirmed instantly, member room rates are favorable, and the hotel’s lowest price commitment ensures member interests
Ticket booking:
●
Ticket inquiry and booking services for major international and domestic airlines
●Ticket booking service network covers more than 70 countries in the country City
●Free ticket delivery in urban areas; local booking, pick-up and delivery in other places
●
Specially set up a 1-hour flying channel to provide fast booking service for electronic tickets< /p>
Travel and vacation:
●
Free travel, group travel, semi-self-guided tour, bus tour, self-driving travel, cruise, free travel PASS, visa, car, etc. A full range of travel products
●The travel and vacation service network covers more than 300 tourist destinations around the world
●
Free combination of multiple travel methods and rich itineraries
● p>
Travel information:
●
Online query of 71,000 scenic spots, more than 15,000 attractions, more than 250,000 hotels, and major airlines and flights around the world
●
Rich online information and travel books
Discounts:
●
Ctrip has more than 3,000 high-quality discount merchants nationwide ( Subject to Ctrip's announcement)
●Enjoy up to 50% off consumption discounts
The World Travel Credit Card is a joint venture between China Construction Bank and Ctrip for domestic and foreign business trips and vacations. An exclusive credit card product issued to mid-to-high-end customers with travel and study abroad needs. Relying on CCB’s excellent financial and Ctrip lean service platforms, it provides cardholders with customized exclusive travel fund rewards and many other unique privileges and services.
Convenient business travel services
1. Cardholders can book hotels and air tickets nationwide and around the world at preferential prices through Ctrip’s global network platform, World Travel Card telephone line and mobile client at any time and vacation routes.
2. Provide cardholders with diversified and personalized travel products such as free travel, exclusive travel, group travel, semi-self-guided travel, bus travel, self-driving travel, local travel, cruises, visas, cars, etc. and services.
Generous travel fund
1. Special "travel fund" rewards for cardholders. When you hold a World Travel Card and use the Ctrip membership number printed on the card to book hotels, air tickets, and travel vacation products on Ctrip, 3% of the hotel consumption amount (if the price of a single hotel room exceeds 600 yuan, it will be calculated as 600 yuan, and when booking vacation products Included hotels or group-purchased hotels are not included), 0.3% of the amount spent on air tickets, and 1.5% of the amount spent on travel vacation products will be accumulated in the cardholder's Ctrip membership account as an exclusive travel fund for future payment of air tickets, Used for vacation products and prepaid hotels, the travel fund will be automatically distributed to Ctrip member accounts in the next month after successful booking. The travel fund is valid for one year and takes effect from the time it is credited to the cardholder's Ctrip membership account. Cardholders can also use the consumption points of the World Travel Card to redeem travel funds through the CCB website, self-service voice calls, SMS and other channels.
2. If you hold the World Travel Card and use the Ctrip membership number printed on the card to successfully book any travel product on Ctrip for the first time within 90 days after the card is approved, you will receive a 300 yuan Ctrip discount gift pack and start holding the card. Man's journey into the world.
Excellent platinum privileges
1. World Travel Platinum Card holders automatically become Ctrip Platinum VIP customers, and Gold Card holders automatically become Ctrip Gold VIP customers. Use the Ctrip membership number printed on your card to enjoy Ctrip membership services and point rewards.
2. World Travel Platinum Card holders can enjoy three priority services: CCB 400 customer service, temporary limit adjustment and disputed payment processing.
3. UnionPay Platinum Cardholders can exclusively enjoy the Platinum secretarial services, Platinum preferential merchants, UnionPay Platinum points benefits, business travel and ticket booking services, UnionPay Platinum exclusive services, and UnionPay limited supply provided by China UnionPay. Services and other special rights and interests.
4. MasterCard Platinum Cardholders can exclusively enjoy MasterCard’s special privileges such as global cruises, global platinum secretarial services, global preferential merchant services, as well as exclusive benefits such as car rental, short-term accommodation, and health management, allowing them to Cardholders can receive instant services at any time during their journey.
Double points rewards
If you use the World Travel Card to book various travel products of Ctrip and make purchases with the card, you can get points rewards provided by CCB and Ctrip respectively.
You can earn CCB points by swiping your World Travel Card. Earn 1 point for every RMB 1 spent (MasterCard Platinum Card earns 14 points for every USD 1 spent overseas). Cardholders can redeem travel funds, airline miles, and a variety of point gifts in the CCB Points Gift Zone as needed. Cardholders who successfully book Ctrip products will be rewarded with Ctrip points. The points are valid for 2 years and can be redeemed for value-for-money gifts provided by Ctrip.
Selected preferential merchants
Selected nearly 10,000 CCB preferential merchants, more than 3,000 Ctrip preferential merchants, as well as UnionPay and MasterCard domestic and foreign platinum high-quality merchants and clubs, for cardholders Provides special discounts from many merchants on basic necessities, food, housing and transportation. CCB has teamed up with Ctrip, UnionPay and MasterCard to carefully organize various card discounts and reward promotions to enable cardholders to enjoy more benefits and convenience.
Comprehensive travel protection
Provide cardholders with comprehensive travel protection. When you purchase air tickets or pay for travel expenses (including air tickets) by swiping your card, you can enjoy high global aviation accident insurance protection (RMB 5 million for Platinum Card and RMB 1 million for Gold Card). In addition, you can enjoy travel protection such as global flight delay insurance (compensation of 200 yuan for every 4 hours of delay, and a maximum compensation of 2,000 yuan per card per year), baggage delay insurance (compensation of 100 yuan for every 4 hours of delay, and a maximum compensation of 1,000 yuan per card per year). There is also card loss protection for overseas card swiping (20,000 yuan for platinum cards and 10,000 yuan for gold cards), allowing cardholders to travel worry-free and use the card with peace of mind.
Instalment payment service
For large-amount card purchases such as shopping, car buying, traveling, and studying abroad, we provide cardholders with shopping mall installments, car purchase installments, housing installments, consumption installments, and bill installments. Installment payment services. The principal cardholder can send the text message "cczz#last four digits#application amount#application period" to the CCB customer service hotline, or go through the CCB credit card website, or call the 400 customer service hotline to apply for the bill installment business.
What is the use of Ctrip credit card?
In addition to the basic corresponding bank credit card functions, Ctrip credit card also has Ctrip VIP card function. If you hold a Ctrip credit card, you can directly use Ctrip on the credit card to book hotels, air tickets, travel vacations and other products, and enjoy member prices.
At the same time, holders of Ctrip credit cards can enjoy consumption discounts, discounts, etc. at more than 3,000 Ctrip-approved merchants in 12 cities, including catering, entertainment, services, etc.
A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the issuing bank's name, validity period, number, cardholder's name and other contents printed on the front, and a magnetic stripe and signature strip on the back. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.
Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment, credit loans, transfer settlement , cash deposit and withdrawal and other full or partial functions of the electronic payment card. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is CreditCard. Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the bill date.
Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which the cardholder has a certain credit limit and can consume within the credit limit and then repay; quasi-credit card It refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required. When the reserve account balance is insufficient to pay, the cardholder can overdraw within the prescribed credit limit. The so-called credit card generally refers to a credit card only.
Starting from January 1, 2021, the credit card overdraft interest rate will be determined independently by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of credit card overdraft interest rates will be cancelled. The daily interest rate is 0.7 times 5/10,000). On May 25, 2021, the Supreme People's Court issued and implemented the "Regulations of the Supreme People's Court on Several Issues Concerning the Trial of Bank Card Civil Cases".
What is the use of Ctrip vlp on the lower right side of the ICBC card?
ICBC Ctrip Credit Card is a credit card jointly issued by ICBC and Ctrip. It is issued in two levels: gold card and regular card. Using this card, you can enjoy the following discounts and services:
1. Enjoy Ctrip gold membership benefits, enjoy 1.5 times Ctrip points for phone bookings, and 2.5 times Ctrip points for online bookings;
2. Book hotels and air tickets through Ctrip, 4% of the hotel consumption amount, and 0.3% of the air ticket consumption amount Return any Ctrip ICBC tour tickets.
(Answer time: June 4, 2021. In case of business changes, please refer to the actual situation.)
What are the benefits of Ctrip credit card?
Ctrip The credit card not only has the corresponding bank credit card function, but also has the Ctrip VIP card function.
At the same time, if you hold a Ctrip credit card, you can directly use Ctrip on the credit card to book hotels, air tickets, travel vacations and other products, and enjoy member prices; if you hold a Ctrip credit card, you can book 12 cities, 3,000 You can enjoy consumption discounts and discounts from a number of Ctrip-approved merchants, including catering, entertainment, services, etc.
For people who often need to travel, Ctrip credit card is a good choice. For specific discounts, you can consult relevant staff and cooperative banks.
In addition to the general bank credit card functions, Ctrip credit card can also directly use Ctrip on the credit card to book hotels, air tickets, travel vacations and other products, and enjoy member prices. So for some needs, Ctrip credit card can be a good choice.
For detailed discounts, please call Ctrip’s official customer service hotline for inquiries. Hope my answer helps you.
For more information about the benefits of Ctrip Credit Card, go to: View more content
That’s all for the introduction of ICBC Ctrip Credit Card.