You can withdraw money from the credit card of China Bank, even if there is no money in it. The money withdrawn is called "cash advance".

The amount of cash that can be borrowed in advance is 1/3 to the full amount of the credit line, and the total amount of the contracted account must not exceed your credit line. Some banks have restrictions on the amount of cash borrowed in advance every day;

Some domestic banks are limited to 50% credit line;

You can get cash quickly within a limited amount without any guarantee;

Cash borrowed by credit card in advance has no interest-free repayment period, and interest is calculated from the day of withdrawal;

The cash borrowed in advance has a high interest rate, with a daily interest rate of five ten thousandths;

The handling fee is high. The general handling fee is above 1%, which is charged at one time.