But most banks will ask us to provide proof of residence or work. Moreover, if it is under 18 years old, it is generally necessary for the guardian to handle it on its behalf, and proof of the relationship between the two parties is required. In addition, we also need to be able to provide mobile phone numbers that have been used for more than half a year for binding.
Credit card: The requirements for handling credit cards will be higher, and banks will review our credit standing, which usually requires us to have sufficient repayment ability and willingness.
We need to be able to provide proof of identity, proof of work income and good proof of assets, and it is best to have no bad records such as overdue in the recent credit report, and try not to have too many inquiry records.
Bank of China was formally established on February 5, 2002. The head office is located atNo. 1, Fuxingmennei Street, Beijing, and it is a large state-owned bank. China Bank is a note-issuing bank in Hong Kong and Macao, and its business scope covers commercial banks, investment banks, funds, insurance and aviation leasing.
Corporate finance business
As the main profit source of China's banking business, it provides personalized and innovative financial services to customers based on the core credit products of the bank.
In 2007, corporate finance continued to focus on improving customer service system, promoting overall business linkage, strengthening product innovation and implementing management transformation, setting up corporate finance sector and strengthening line management.
Personal financial business
Mainly aimed at the financial needs of individual customers, it provides services including savings deposits, consumer credit and bank cards.
Deposit business
It is the Bank of China that actively responds to the impact of the rapid development of the capital market on the deposit business of RMB companies and vigorously develops the deposit business of RMB companies.
Loan business/transaction
China Bank continued to strengthen the adjustment of loan structure, increased investment in key supporting industries, and realized the optimal allocation of credit resources.
Business of financial institutions
China Bank pays attention to all-round cooperation with financial institutions, and provides customers with more comprehensive services through mutual recommendation, resource sharing and joint development of new products.
The Bank of China also conducts the clearing of dollars, euros and yen through its branches in new york, Frankfurt and Tokyo. The above-mentioned branches and Singapore branch are local tier-one clearing banks.
International settlement and trade financing business
In view of the advantages of China Bank, China Bank has strengthened the linkage between domestic and foreign institutions to realize the rapid development of international settlement and trade financing business.
Financial business of other companies
China Bank provides payment and settlement services, mainly including bank draft, promissory note, cheque, remittance, bank acceptance draft, entrusted collection, collection and acceptance, centralized payment, cheque deposit and bill custody.
Capital business
Including local and foreign currency hedging, fund management, debt hedging, domestic and foreign financing and other fund operation and management services.
Business of financial institutions
It is China Bank that provides comprehensive services such as fund settlement, interbank lending and custody for other banks, securities companies and insurance companies around the world.