For pre-authorized transactions, the money can be deducted as long as the merchant requests the money. Reporting a loss is invalid. If the evidence is conclusive, you can refuse the payment and ask the bank for assistance. However, if the terms indeed state that the deduction is reasonable, it will not be returned
Two points to be clear
1. As long as the merchant requests the deduction, the payment can be deducted within the pre-authorized scope
2. The deduction can be successful in any case. This means The same meaning as "check certified"
—. —! The bank will require repayment, but this will not be taken into account
It mainly depends on whether there is a basis for deduction
Even if the cancellation is successful, according to the provisions of the "Credit Card Collection Agreement", the last period of time is Transactions or transactions within 90 days of cancellation need to be repaid