1. If you apply to be a digital certificate user, the staff will ask you to reserve your mobile phone number (only used when logging in for the first time) and complete the account opening procedure. The mobile phone will receive an account opening success message sent by 777795528 (mobile phone) or 778795528 (Unicom mobile phone). If you want to use a mobile certificate, you need to buy a USBKey. After that, as long as you visit ebank.spdb.com.cn within 30 days, click "First Login" and follow the page prompts to complete the first login operation, you can start using online banking.

2. If you apply to become a dynamic password user, the staff will reserve the mobile phone number (required for the first login and daily login) and complete the account opening procedures for you. The mobile phone will receive an account opening success message sent by 777795528 (mobile phone) or 778795528 (Unicom mobile phone). After that, as long as you visit ebank.spdb.com.cn within 30 days, click "First Login" and follow the page prompts to complete the first login operation, you can start using online banking.

3. Real-time opening of online banking in Shanghai Pudong Development Bank-after successful application at the outlet, you can complete the "first login" online and start using online banking.

The above is gold for silver.