Financial functions and services

★Revolving credit, ample interest-free repayment period

You can spend without depositing in advance, and you can enjoy it for a minimum of 25 days and a maximum of 56 days interest-free repayment period (except for cash withdrawals and transfers). You can repay in full before the repayment period marked on the statement or choose the minimum repayment method. After the overdraft is repaid, the credit limit will be automatically restored according to the repayment amount, and you can enjoy your credit life.

★Flexible installment payment methods

Our bank provides you with POS installment payment from special merchants, installment payment by calling 95588 or over the counter for ordinary consumption, and mail order installment payment for recommended products, etc. Payment method. Use ICBC's installment payment service to "share" your superior life together!

★Safe and fast SMS reminder of account balance changes

To ensure the safety of funds in your card, our bank provides SMS reminder service of account balance changes. You can use online banking, telephone banking and Our bank branches apply to activate this service and can set a reminder limit. When your card account balance changes and exceeds the reminder limit, our bank will send a real-time text message to your reserved mobile phone number to remind you to ensure the safety of your card.

★The most user-friendly password selection function

When you use the Peony series credit card at a business outlet or ATM machine, you need to enter a password. When you use your Peony Card to make purchases, you can choose to use a password. If you use a password, you can also set a password input limit. If the transaction amount is below the limit, you do not need a password. If the transaction amount is above the limit, you need to enter the password correctly. You do not need to enter a password when using overseas non-UnionPay POS.

★Many repayment channels, convenient automatic repayment

You can transfer and repay through online banking, telephone banking, ATM, and self-service terminals. You can also apply to bind your account through our bank's online banking or branch counters for automatic repayment. You can not only "schedule automatic RMB repayment", but also "schedule automatic foreign currency repayment" or "schedule automatic foreign exchange purchase repayment". Make full use of the interest-free offer, avoid financial losses caused by forgetting to repay on time, and manage your wealth wisely.

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