There are many ways to distinguish the types of credit cards, starting from their own attributes, and also according to the currency. Divided into single-currency credit cards, dual-currency credit cards and full-currency credit cards. Many friends asked, which currency is better for a credit card if you want to travel? Some friends don't know much about the difference between the three, so I'll give you a detailed introduction here. 1. One advantage of single-currency credit card is saving money, because there is no need to pay annual fees or management fees for foreign currency accounts. But it also has limitations. Although there is a gap with VISA and MasterCard, the popularity of UnionPay in the world is increasing now. UnionPay cards do not need to charge currency conversion fees because they are settled in RMB, swiped at overseas POS machines and repaid in China, so they can reduce the cost of leaving the country.

2. Dual currency credit card Dual currency generally refers to USD, RMB or EUR and RMB. The face of the dual-currency credit card is affixed with UnionPay logo, and the lower right is affixed with VISA, JCB or MasterCard logo. Now, MasterCard or VISA dual-currency credit cards can be used in more than 2 countries, so it is more convenient to find consumer merchants, but a certain currency conversion fee is required.

3. All-currency credit card The main advantage of all-currency credit card is that it can be exempted from currency conversion fees, and can handle the transaction needs of all currencies. After consumption abroad, it can be repaid directly in RMB, and the procedures for purchasing foreign exchange are exempted. Moreover, all-currency international cards of banks will provide related rights and interests services. For example, all-currency credit cards of China Merchants Bank will give high travel accident insurance, but the card fees are not cheap. About "Which is the best currency for credit cards?" Here, I introduce the differences between single-currency bank cards, dual-currency credit cards and full-currency credit cards, as well as their respective advantages. Relatively speaking, the single-currency credit card is the most economical, but the full-currency credit card is the most convenient to use, and everyone can choose as needed.