The credit card should be canceled

Cancellation process:

1. First call the Agricultural Bank of China credit card phone number, transfer to manual service, explain to the customer service representative that you need to cancel the bank credit card, customer service A representative will register you.

2. Within five working days, the staff of the credit card center will contact you by phone to confirm the cancellation of the credit card. At this time, the staff of the bank's credit card center will waive the annual fee, give you points, etc. To retain, you can evaluate by yourself whether you are sure to cancel the credit card.

3. After confirming that the bank credit card must be canceled, the staff will register the formal cancellation. 45 days after the formal cancellation, go to any branch in the province where the credit card account is opened to withdraw the overpayment (in the case of arrears) (cannot handle cancellation procedures), the entire bank credit card cancellation procedure is completed.

Extended information

Credit card application:

1. In most cases, those with full capacity for civil conduct (citizens over 18 years old in mainland China) Citizens with certain direct financial resources can apply for a credit card from the card issuing bank. Sometimes, legal persons can also be applicants.

2. Those who apply for credit cards can be divided into units and individuals. Applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal person status in my country. Each unit applying for a credit card can receive a main card and multiple (5-10) supplementary cards as needed.

3. To apply for a credit card, an individual must have a fixed occupation and a stable source of income, and provide a guarantee to the bank. The forms of guarantee include personal guarantee, unit guarantee and personal capital guarantee.

4. The application method is generally by filling in a credit card application form. The content of the application form generally includes the name of the applicant, basic information, economic status or source of income, guarantor and his basic information, etc. And submit certain copies of documents and certificates to the card issuing bank. After the customer fills in the application form truthfully according to the content, the customer must also submit the relevant credit certificate while submitting the completed application form.

5. The application form is accompanied by a credit card use contract. The applicant authorizes the card-issuing bank or relevant departments to investigate its relevant information, and submits a statement of the authenticity of the information, the card-issuing bank's privacy protection policy, etc., and must Has the applicant's autograph.

Baidu Encyclopedia: Credit Card Application