Application place: 1, local bank outlet; 2, the local bank credit card center staff;
Application conditions: 1, at least 18 years old; 2. Have a stable repayment ability.
Submit proof: 1, ID card; 2. Work certificate or income certificate; 3. Work phone, home phone and my mobile phone; 4. Tax payment certificate; 5. Proof of assets such as real estate and vehicles under the name of the individual; 5, other bank credit cards and so on. The entry standards of each bank are different, so the above information may not be all, depending on the requirements of the bank. Work or income proof is very important.
High credit cards can be given without qualifications and political trust. The president of a bank recommended that you pay fifteen thousand yuan. You have nothing. You also want to get a credit card with a limit and return a letter of recommendation from the bank president. what do you think? If you want to get a big card, now look what you have. If you have nothing, forget it.
I have a black credit card of Agricultural Bank of China with a limit of 15 thousand, which is of little use. Which bank can have a larger quota? How much does it cost to get a card? Credit card is not enough for loan!
The president of ICBC called me to apply for a credit card limit of 9 million, depending on my personal qualifications.
When filling out the application form, there are several small details that affect the credit line, such as whether you have a fixed telephone number in this city, whether this number is registered in your own name or in the name of your family, whether you are married, whether your mobile phone number has a monthly rent, and whether it is a local account. If the above answers are yes, the bank will greatly increase your credit evaluation, but every condition is not absolute, except that it is relatively easy to pass the qualification examination and the initial application for increasing the consumption limit. Consumer credit and repayment credit are still the most important for banks.
Don't forget to swipe your card anytime, anywhere. During the period of using the card, you should swipe your card more. Try to choose a shop that swipes your card. The more frequently you use it, there will be a relatively stable consumption quota every month, just changing the original habit of cash consumption to credit card. This shows your loyalty to the bank. The bank's information system will count your credit card frequency and limit, and will automatically increase your credit limit in about half a year.
Repay on time and maintain good credit. If you owe money, you can borrow it if you change it Banks also strictly follow this old truth. If you don't change money on time, you will definitely lose credit. You'd better pay it back in full, not just the minimum payment. Interest in cycling will make you unbearable.
Take the initiative to apply for increasing the credit limit. After the normal use of the credit card for half a year, you can actively submit a written application or adjust the credit line through the service phone, which requires bank approval. Under normal circumstances, after reviewing the consumption records and credit records, your credit limit will be improved to some extent.
It will be more convenient to know whether the president of a bank can work in a bank.
At least you can know a lot of information,
But whether you can get in or not depends on your own strength.
Which bank has a driver's license to apply for a credit card? If the amount is 30,000 to 50,000, if it is a China Merchants Bank credit card, the self-owned car driving license can be used as one of the financial proofs. After the credit card center receives the application materials, it usually takes 10 working days to review them. After the approved card is issued, it will send a text message to remind the customer. Generally, the card can be received within 15 days after receiving the card notification message.
In the preliminary examination, according to the information attached to your application and your specific situation, make a comprehensive evaluation of the quota. Please refer to the evaluation results for the specific amount. The starting point of the credit line (fixed line) of our credit card is RMB11,000 yuan or equivalent, and the upper limit is RMB 50,000 yuan or equivalent. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. Generally speaking, the amount of a platinum card is a fixed amount of 50,000 yuan plus a temporary amount that is voluntarily adjusted for you every month. At this time, you can use the sum of the two parts for credit card consumption. If the card is not divided into a gold card, or there is a gold card before, but the ordinary card is cancelled, the amount is between 1000-50000 yuan.
Can I increase the credit card limit by setting up a 50,000-yuan small gold card at China Merchants Bank? After 3-6 months of normal use, you can take the initiative to call customer service to apply for promotion.
Is the credit card limit of China Merchants Bank 20,000 high? Not tall.
Conditions for applying for a credit card:
1. At least 18 years old, with full capacity for civil conduct;
2. Have a good credit record;
3. Applicants may apply for no more than two supplementary cards for their spouses or relatives with full capacity for civil conduct.
Credit card application materials:
1. Identity information: copy of resident ID card or military officer's card;
2. Proof of work and income;
3. Other financial certificates: such as a copy of the real estate license, a copy of the automobile driving license, a copy of the deposit certificate, etc.
Credit card application method:
1. Bring the credit certificate to the counter to apply: the applicant needs to submit a relatively complete asset certificate and submit it to the bank for review by the bank's background audit department.
2. Online banking application: the applicant opens online banking with a personal savings card account, enters the required bank official website, and enters the online banking page after entering the card number, login password and verification code. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking.
Who can get an ICBC credit card in Yuhang District, Hangzhou? Small quantity! For credit cards with no limit, you can apply to the bank by your ID card.
I hope it will help you and be adopted.
Regarding loans, why do banks apply for credit loans for high credit cards?
1,18-a natural person aged 65;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information and no bad records;
5. Other conditions stipulated by the bank.