No cash handling fee will be charged when using a CCB credit card to make overflow payments at CCB outlets or self-service terminals in the province where the card is issued. Note: "Within the province" refers to the municipality, province or autonomous region where the applicant is located.

Explanation of cash withdrawal fees;

Domestic cash withdrawal: Domestic cash withdrawal with China Construction Bank credit card does not matter in the same city or different places. The cash withdrawal fee is uniformly charged at 1% of the transaction amount, with a minimum of RMB 2 per transaction. The maximum amount per transaction is RMB 100, and there is no additional charge for inter-bank cash withdrawals. During the preferential period, the handling fee for domestic cash withdrawals is 0.5% of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan.

Overseas cash withdrawal: Withdraw cash through an ATM with the UnionPay acceptance logo. The China Construction Bank credit card cash withdrawal fee is charged at 12 + 1% of the cash withdrawal amount, of which the minimum part calculated as 1% of the cash withdrawal amount is 2 yuan; through For cash withdrawals via VISA, MasterCard, JCB or other non-UnionPay networks, the cash withdrawal fee is 3% of the cash withdrawal amount, with a minimum of US$3.

When transacting overseas through VISA and MasterCard networks, the cumulative amount of daily cash withdrawals for ordinary cards shall not exceed US$500, for gold cards shall not exceed US$1,000, the monthly withdrawal amount shall not exceed US$5,000, and the daily cash withdrawal amount shall not exceed US$10,000 for 6 months. .

Cash withdrawal limit description;

The overdraft cash withdrawal limit is set according to your card usage, and the maximum does not exceed 30% of your credit limit.

In addition to the cash withdrawal fee (domestic: 5% of the transaction amount, minimum 2 yuan, maximum 50 yuan; overseas: 3% of the transaction amount, minimum 3 US dollars;), domestic and overseas overdraft cash withdrawals must also be paid Interest does not enjoy interest-free treatment.

Instructions for cash withdrawal and repayment;

When repaying, cash withdrawal will be given priority to offset the handling fees and interest. If you withdraw 1,000 yuan in cash and repay it after 5 days, it is not enough to pay back only 1,000 yuan. You will still be charged interest on CCB credit card cash withdrawals. You should repay 1,000 yuan + handling fee of 5 yuan + interest receivable. Only then will the entire amount be paid off by default and no interest will be charged.