1. Make sure that the personal payment code is enabled for payment, so that users can pay through the payment code.

2. After the payment function is enabled, it is necessary to bind the personal credit card with the personal collection code.

3. In order to ensure the safety of funds, you can set the daily payment limit of personal payment code.

4. When the user chooses to pay by credit card, the money will enter the credit card account bound by the personal collection code.

5. After receiving the payment, the personal receipt code needs to check the bill and settle the account. The guaranteed amount is consistent with the bill, and the handling fee is deducted according to the stipulated handling fee rate.