Visa Credit Card of Bank of China can be used normally in service channels with visa logo in China. This card can only be swiped by POS machines with VISA logo in China, but not by UnionPay single-channel machines. However, even if it is used in China, it can only be swiped through the VISA channel, and there are still few scenes in which VISA credit cards can be used in China. After swiping the card, spend it in US dollars and then convert it into RMB for settlement. There will be a currency conversion fee, and the rate is about 1.5%. After spending by credit card, you may have to use RMB to buy US dollars for repayment.

VISA credit card is a credit card jointly issued by the issuing bank and VISA International Organization. This credit card can be used by VISA merchants all over the world. The credit card has VISA international logo on its surface.

VISA is an international card issuing organization, and VISA International is operated and managed by VISA International Service Association in San Francisco, California, USA. VISA International is a non-stock and non-profit international bank card organization, which consists of more than 26,5438+0,000 members from global financial institutions. Internationally, Bank of America had other names before it was called Visa, and the "blue and platinum" graphics of Bank of America were also used on these cards.

VISA International is one of the largest credit card and traveler's check organizations in the world.

VISA International itself does not issue cards directly. Visa brand credit cards are issued by members (mainly banks) participating in Visa International. In the Asia-Pacific region, Visa International has more than 700 member financial institutions and issues various Visa payment instruments, including credit cards, debit cards, corporate cards, business cards and purchasing cards. These products can make you feel safe, convenient and reliable when you consume.

Visa Credit Card has set up representative offices in Beijing and Shanghai 1993 and 1996 respectively. Visa has 17 Chinese-funded member financial institutions and 5 foreign-funded member banks in China, including UnionPay.

VISA credit card is a kind of international credit card, and its payment intermediary is an international VISA organization (like China UnionPay). Because the only payment provider for the Olympic Games is VISA, you can only pay for tickets and shopping in Olympic venues through VISA credit card.

There are two international payment organizations for international credit cards, one is VISA and the other is MASTER. It is also called a dual-currency card because it is settled in RMB through UnionPay payment and in US dollars through VISA or MASTER payment. Therefore, when you apply for an international credit card, you will be asked to choose VISA card or MASTER card on the application form.