This is a reminder text message sent by the system. It will still be there after negotiation, and it will not affect it.

If you successfully negotiate a personalized installment plan with the bank, you need to pay attention to the following 6 points: 1. During the repayment period of the personalized installment agreement, the bank APP will still display the annual fees and interest generated by the credit card normally. and other fees. After they are paid off as agreed, you need to proactively notify the bank to reduce or reduce the remaining fees and interest incurred during the installment repayment period. ? 2. The bank system will still send you collection information normally, but no collection staff will call you for collection; ? 3. During the agreed repayment period, the bank will report your overdue information normally and will not maintain your credit report. , as far as the bank is concerned, if you fail to pay the bill amount and the minimum repayment, it is overdue. ? 4. If any of the installments is not paid on time, the repayment plan will be invalid and the bank has the right to require me to repay the entire credit card debt at once, and the interest, liquidated damages and other expenses incurred during the installment repayment period will be borne by me. . ? 5. Do not apply for a credit card from any bank before all payments related to personalized installment repayment have been settled. ? 6. According to the personalized installment repayment agreement, after paying off the entire amount, your credit card can no longer be used, and you need to go to the bank to cancel the credit card.