ICBC credit card visa is a peony international debit card, which can be used both at home and abroad. Settle in RMB and USD. Cardholders can transfer money, settle consumption, deposit and withdraw cash, etc. If it is a visa UnionPay dual ID card, it can be used not only through domestic and overseas UnionPay network transactions, but also through overseas visa network transactions.

ICBC visa credit card can be divided into visa single identity card and visa unionpay double identity card: if it is a visa single identity card, it can be used through overseas visa network. In China, according to the relevant regulations of the State Administration of Foreign Exchange, it is limited to cash deposit and withdrawal, transfer and remittance and credit card repayment. Visa UnionPay dual ID cards can be used for domestic and overseas UnionPay online transactions and overseas Visa online transactions. Credit cards of corresponding brands can only be used on POS machines or ATM machines with corresponding logos. For POS machines without corresponding identification, you need to consult the merchants. The domestic banks that issue visa and MasterCard are prime bank, which currently handles international credit cards: China Bank, Industrial and Commercial Bank of China and China Merchants Bank. All three banks have both visa and MasterCard businesses. ICBC VISA is a dual-currency credit card, which is no different from ordinary credit card applications.

: 1. Application conditions

Those who have reached the age of 18 and have full capacity for civil conduct; Individuals with good credit records can apply for credit cards from ICBC. Applicants can apply for up to two supplementary cards for their spouses or relatives with full civil capacity.

Second, the materials required for application

1. Personal ID card;

2. Certificate of unit income;

3. Bank flow in the last six months;

4. movable property certificate;

5. Other information required by the bank.

3. Credit card processing flow:

1. Call the bank or tell the intention at the bank counter;

2. Submit the information required for handling credit cards to the bank;

3. Fill in the credit card application;

4. the bank will send a credit card when it is approved.

generally, you can pay by opening card-free payment and visa/Master verification on overseas websites. Due to the high potential risks, ICBC credit cards generally turn off these two functions by default. These two functions can be opened through online banking, 95588 customer service, counters and other channels. Please turn it off after use to prevent risks.