1. Select the card to increase your points. With the continuous development of Internet finance, the proportion of online consumption has become higher and higher. In the past, most netizens paid more attention to the points activities of credit card offline transactions. In fact, if you choose the right credit card, you can also have unexpected gains online. . For example, a Taobao Xin card launched by a certain bank allows you to quickly pay for purchases online through Alipay, and you can also get credit card points rewards. Every RMB 1 spent will earn you 1 credit card point, and points from online and offline purchases can be combined.

2. It is more cost-effective to use online. Credit card points can be directly used as money online. For example, using a certain Taobao Xin card mentioned above to pay through Alipay's quick payment function, you can make online purchases, pay water, electricity and gas bills without opening online banking. And the points can be exchanged for Taobao "Jifenbao" points, which can be directly deducted in cash when shopping on Taobao. 500 credit card points = 100 Alipay Jifenbao = 1 yuan, and the maximum single redemption limit is 50 yuan. Overall it's a pretty good deal.

It is relatively convenient to use points online. You can also go to the special merchants of the credit card to redeem gifts.