As a self-employed Taobao shop owner, it may be difficult to provide a fixed income when applying for a credit card. There are ways to provide it to Taobao shopkeepers who need to handle credit cards. Three to six months before getting a card, choose a commercial bank, such as China Merchants Bank and China Guangfa Bank, to get a debit card, and then choose to deposit 7,000 yuan on a fixed day every month, and keep the deposit slip.

Saving in this way is similar to paying wages, which will give the bank a feeling of earning 7000 yuan a month. Can become a bank's "stable income" customer in disguise. After half a year, with six certificates of deposit, you can go to the bank to apply for a credit card.

The advantage of this method is that it can increase the success rate of card processing, but it also has the disadvantage that the credit card amount applied for is generally not too high.