There are several possible situations in which credit card WeChat cannot be paid:

1. Merchant does not support credit card payment:

Although many merchants also support WeChat payment, if you pay the merchant by scanning the code, you can only use a savings card, not a credit card, because scanning the code is equivalent to transferring money, and the credit card cannot transfer money. After the credit card is bound, the other party must be a merchant, such as a micro store. If the other party is an individual, there is no way to pay by credit card, only the balance or the bound debit card.

The specific use process is as follows: 1. After the binding is successful, if you want to pay for shopping, click Wallet → Collection. 2. If the merchant has a code scanner, you can ask the merchant to scan your payment code, or you can click on the payment manually. Choose credit card as the payment method (if your credit card is grayed out and cannot be selected, it means that our store does not support credit card payment).

2. Insufficient available quota:

As we all know, credit cards can only be consumed when the available amount is sufficient. If your credit card has no available amount, or the amount of goods is greater than your payment amount, the merchant will scan your payment code with a code scanner, and the payment will fail because of insufficient amount.

3. Exceeding the payment limit:

Credit card WeChat payment has a limit, which can be divided into three types: single limit, single-day limit and single-month limit. The specific limit is subject to bank regulations, and the limit of each bank is different. If you exceed the limit, you can't pay.

4. There is a problem with the network when paying:

If there is a payment failure, first of all, everyone should look at the signal of their mobile phone, because WeChat can only pay successfully if the signal is good. If the payment fails due to the cell phone signal, you can try to shut down and restart or disconnect the network and reconnect.

It can be seen that the reasons for the failure of WeChat binding credit card payment can be divided into two types: one is objective factors, such as network signals and merchants; It's the card, such as identity, limit, etc.

Why can't WeChat bind credit cards to WeChat payment?

Speaking of WeChat payment, I believe everyone is familiar with it. Wechat payment greatly facilitates people's daily life, and goods can be paid by scanning. However, many partners may have encountered such a problem, that is, the credit card bound by WeChat cannot be paid. What is the reason? Let's have a look!

Merchants do not support credit card payment, and can only choose change or savings card payment.

Many merchants' payment codes do not support credit card payment. Although they are all WeChat payments, they are also divided into platforms. There is no problem with big supermarkets, but not with small vendors. They can only choose WeChat change or savings card to pay and change the payment method.

The credit card limit bound by WeChat payment is insufficient.

It's not the same as a bank savings card. Savings cards can't be repaid without money, and credit cards can be overdrawn. However, since it can be overdrawn and there is a limit, when the credit card overdraft limit is not enough, it is naturally impossible to pay.

Or the credit card WeChat exceeds the payment limit

Whether it is a credit card or the WeChat payment we use, there are certain limits, such as the daily maximum and the annual maximum. Once this limit is exceeded, the payment will fail.

The credit card is abnormal and the account is frozen.

When the credit card is abnormal and the account is frozen, it cannot be paid. At this time, you can go to the bank that handles the credit card to find out the status. At the same time, if WeChat payment is abnormal and cannot be paid, it is necessary to further check what caused it.

Why can't credit cards be paid by WeChat? Understand these truths.

With the continuous development of mobile payment, we don't need to bring credit cards when we go out. We can bind credit card payment on WeChat, which is convenient and quick, without worrying about losing the card. However, many card friends often encounter the situation that they can't use credit card WeChat to pay. Let's find out the reason together.

Why can't credit cards be paid by WeChat?

We found that credit cards can't be paid by WeChat. First of all, check the signal of the mobile phone network. After all, WeChat payment can only be done if the network is good. If the mobile phone network doesn't work, you can restart your phone, or connect to wifi and try again.

If the network signal is good, you can find the reason from the payee to see if the merchant does not support credit card payment. Generally, you can't pay by credit card by scanning the QR code of the merchant, but you can pay by credit card if your merchant scans your payment code.

If the mobile phone credit is good, the merchant also supports credit card payment, but it is still impossible to pay by credit card. You need to find the reason from the credit card itself:

1, first check whether the credit card status is normal, such as whether it is frozen or stopped;

2. Then check whether the credit card limit is enough. Payment can be successful only when the available limit is equal to or higher than the transaction limit;

3. Check whether the transaction amount exceeds the credit card payment limit, including single transaction limit and monthly transaction limit. For details, please click "What is the credit card WeChat payment limit? This summary must be read! 》

The above is the introduction of "Why can't a credit card pay by WeChat". As can be seen from the above introduction, there are two main reasons why credit cards cannot be paid by WeChat. One is external reasons, that is, mobile phone networks and businesses; One is the credit card itself.

What's the matter that credit cards can't be paid by WeChat?

There are several common reasons why WeChat credit card cannot be paid:

1. If the fast payment function is not enabled on the credit card, you cannot pay via WeChat;

2. If the remaining credit card amount is less than the payment amount, payment by credit card through WeChat will fail;

3. If the payment amount exceeds the limit, it will lead to failure to pay. Both WeChat and credit cards have single and one-day transaction limits, which can only be paid within the limits;

4. Credit card WeChat payment needs to keep the transaction network open. If there is a problem with the payment mobile phone and the payment pos network, the payment cannot be completed;

5. Abnormal credit card status will also lead to payment failure, such as the card being frozen and payment stopping;

6. If the merchant has no credit card collection authority, he can't pay by credit card.

Wechat payment binding bank card rules

1. When binding a bank card, you need to verify the personal information of the cardholder, that is, the name and ID number;

2. A micro-signal can only be bound with one real-name information, and the real-name information cannot be changed after binding, and the real-name binding relationship will not be deleted when the card is released;

3. The same ID card can be registered with 10 Tenpay account and 10 WeChat payment account;

4. The number of micro-signals that a bank card can bind varies from bank to bank, generally 3-5, which is shared with TenPay account;

5. A micro signal can be bound to at most 10 bank cards (including credit cards);

6. A WeChat account can only set one payment password;

7. The bound bank card does not need to open online banking. As long as there is a reserved mobile phone number in the bank, you can bind WeChat payment.

credit card

Credit card includes broad and narrow definitions. Broadly speaking, any special card that can provide credit proof for the cardholder and enable the cardholder to use the card for shopping, spending or enjoying specific services can be called a credit card. Credit cards in a broad sense include credit cards, quasi-credit cards, debit cards, savings cards, ATM cards, checking cards and credit cards.

Credit cards in a narrow sense are divided into credit cards and quasi-credit cards. Under normal circumstances, credit cards mainly refer to "debit cards", that is, credit cards that deposit first and then consume, allowing small and goodwill overdrafts. It is also a credit certificate issued by commercial banks or credit card companies to eligible consumers.

The difference between digital currency and WeChat payment

Digital currency has the convenience of WeChat payment, but also has the advantages that WeChat payment does not have.

First of all, WeChat payment is traceable. After the payment is completed, our account information will be displayed in the transaction records, which may lead to privacy leakage, while digital currency is anonymous, which can effectively protect our privacy.

Secondly, WeChat payment is essentially online payment, and payment cannot be separated from the network. Digital currency, the central bank, has adopted NFC technology, which can make payments without using the Internet. Just like the bus card we use on the bus, as long as two terminal devices contact, payment can be completed.

Not only WeChat payment, but also digital currency has the advantages mentioned above in the face of various online payment tools such as Alipay and China UnionPay Express, which has a great impact on the whole economic field.

The introduction of why credit cards can't use WeChat and why credit cards can't use WeChat scan code to be self-employed ends here. I wonder if you have found the information you need?