The agreed repayment of CCB credit card refers to the automatic repayment of the credit card. The user binds the current savings account opened with CCB as the repayment account of the credit card, and then deducts the entire repayment amount. Or the minimum payment amount will be deducted automatically upon maturity.

In this way, CCB will automatically repay before the credit card repayment date every month, eliminating the need for manual operations by the cardholder. However, the automatic repayment time of CCB credit card is the morning of the monthly payment due date, so it is best to deposit the repayment amount into the current savings account for the agreed repayment before 7:00 am.

Advantages of agreed repayment:

1. Automatic repayment, no need to repay multiple cards separately;

2. After all Long Card credit cards under your name are successfully bound, There is no need to bother repaying by separate cards, the agreed account will automatically allocate the repayment to different card numbers;

3. Enjoy the longest interest-free period;

4. The agreed account will be in The payment will not be deducted until the repayment date, and you can enjoy the longest interest-free period;

5. SMS notification;

6. No need to worry about forgetting the repayment date, regardless of the deduction Whether it is successful or not, CCB will notify you via text message;

7. If the agreed account funds are insufficient and the first deduction is unsuccessful, if CCB successfully conducts a second deduction on the morning of the third day of the due repayment date, it will also be deemed as Repay the loan on schedule;

8. Automatically purchase foreign exchange, making cross-border consumption more free;

9. The functions of RMB repayment and foreign exchange purchase repayment can be bound at the same time, making it easy to handle foreign currencies Bill;

10. After the agreed deduction is successful, the credit card's available limit will be restored in real time;

11. After the agreed deduction is successful, the credit card's available limit will be restored in real time. As much as the amount of deduction is restored, the repayment funds can be used immediately;

12. Set up multiple repayment accounts to make repayment more secure;

13. You can combine two accounts under your name Each CCB account is set as an agreed repayment account, which is the first and second repayment account respectively. The monthly repayment will be given priority through the first repayment account. If the amount in the first repayment account is insufficient, the repayment will be through the second repayment account. As long as there is enough money in both accounts, repayment will be no problem.

Extended information:

To cancel the agreed repayment account with CCB credit card, the method is as follows:

1. Telephone application: Use the reserved phone number to call CCB credit card customer service number. Your basic information will then be verified, and cancellation can be facilitated after successful verification.

2. Handling at an outlet: Bring your ID card and credit card directly to the counter of a nearby China Construction Bank outlet to apply, and you need to fill in an application form.

3. Online banking: Log in to online banking, then click on the credit card, select credit card management - agreed repayment account maintenance, you can cancel.

Reference: China Construction Bank --- Automatic credit card repayment, everything is that simple!