Features of BOC Guangdong-Hong Kong-Macao Greater Bay Area themed debit card:

Cards issued in China are UnionPay multi-currency debit card products and have the functions of UnionPay multi-currency debit card products:

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1. For overseas use, payment will be made in original currency.

(1) When making purchases at overseas merchants or withdrawing cash at ATMs, you can use the U.S. dollar, euro, Japanese yen, Hong Kong dollar, pound sterling, Canadian dollar, Australian dollar, Swiss kroner, Singapore dollar, Macau patacas dollar, Korean dollar, Deposits in 19 foreign currencies including Danish krone, Norwegian krone, New Zealand dollar, Philippine peso, Russian ruble, Swedish krona, Thai baht, and South African rand can be used for payment in the original currency without currency conversion, effectively reducing the exchange rate conversion cost of overseas transactions.

(2) If the currency of the transaction place is not within the above-mentioned foreign currency range, or the account in the currency of the transaction place has no balance or insufficient balance, the payment will be automatically completed using RMB account funds.

(3) As long as the balance in the card is sufficient, there is no need to worry about insufficient credit limit and you can enjoy payment convenience.

2. It is easy to apply and get the card immediately.

There is no need to provide proof of income, real estate, bank financial assets and other financial proof documents. With your valid identity document, you can meet the customer's need to quickly apply for a card when traveling abroad.

3. Smart chip makes using the card safer.

(1) Using UnionPay standard financial IC card smart chip technology, it can effectively prevent card information from being stolen and forged, making transactions safer.

(2) It also supports UnionPay "Cloud QuickPass", which can be used for quick payment in convenience stores, fast food restaurants and other places.

4. Regional characteristic services.

(1) Customers who apply for theme cards at domestic Bank of China (Guangdong and Shenzhen areas) and comply with the three-level wealth system can enjoy certain discounts on foreign exchange settlement spreads. (Specific discounts are subject to implementation by the branch)

(2) The "Shenzhen Tong" LOGO is loaded on the card issued by Bank of China Shenzhen Branch, and you can enjoy Shenzhen Tong services.

(3) For details about Bank of China card issuance in Macau and Hong Kong, please contact the local Bank of China branch.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.