Goose spending money has been popular since it was launched, because there are many people who don't need mortgage guarantee to apply. As another credit loan of Weizhong Bank, Goose spends money on credit investigation. Many people are worried that applying for gosling will affect the credit card? So is this really the case? Let's make a brief analysis today. Will spending money by Goose affect getting a credit card? Credit card processing will check the credit information, so if you apply for the credit business of credit information, it will affect the credit card processing more or less. As mentioned earlier, Goose's spending money to apply for credit information at the meeting will undoubtedly affect the credit card. Specifically, it should be analyzed in combination with Goose's spending repayment and loan amount. 1. Repayment. For example, if Goose succeeds in borrowing money, it has always paid back on time, which is beneficial to handling a credit card, because it can reflect the applicant's willingness and ability to repay; If Goose fails to repay the loan on time after spending money, it will be reported to the credit information system and leave a bad record, which is not conducive to credit card application. In particular, gosling's overdue spending leads to the applicant becoming a credit black account, or failing to pay off the overdue debt before handling the credit card, and will be directly rejected by the bank. 2, the amount of borrowing, the amount of borrowing that Goose spends money will be included in personal liabilities, and personal liabilities are closely related to repayment ability. For example, if the personal debt ratio is relatively high, the repayment ability will be reduced when the personal income is limited. For applicants who are seriously deficient in repayment ability, banks will not easily grant cards. The above is the introduction of "Will Goose's spending money affect the credit card?". In short, consumer credit products such as Goose Spending Money should be used rationally. If Goose is borrowed to spend money before applying for a credit card, it is suggested to maintain good credit and properly settle the debts under the name to reduce the debt ratio, which can improve the success rate of card application to a certain extent.