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Is Wangxin Bank a regular bank? Is it a credit report?
Yes Credit report. According to Cai Xi's survey. com:

1. Wangxin Bank is a formal commercial bank approved by China Securities Regulatory Commission, and its business scope is regulated by law.

2. Wangxin Bank and the central bank have credit information docking, and doing loan or credit card business at Wangxin Bank is the credit information at the meeting.