1, bank of communications Y-POWER card
The target users of this card are young people under the age of 30, and the processing threshold is low. As long as it meets the bank's card issuing conditions, it is not difficult to successfully get rid of the card, which is more suitable for novices. In addition, the amount of Y-POWER cards issued by banks will generally be around 5,000 yuan, and the amount can be gradually increased by swiping credit cards frequently; In addition, the withdrawal amount can reach 100% of the credit card amount, and the withdrawal fee is as low as each 5 yuan.
2. China Merchants Bank Youth Card
Like the Bank of Communications Y-POWER card, it is limited to young customers under the age of 30, and the application threshold is low. As long as you can provide proof of work and have a bachelor's degree or above, you will meet the conditions for applying for a card. In addition, the maximum credit limit of this card is 100%, and the first cash withdrawal every month is free, and there are many other credit card preferential activities. In short, China Merchants Bank's credit card approval is fast, repayment is convenient, and the continuous increase in the amount is also the reason why it is deeply loved by card friends, which is more suitable for novices.
3. China CITIC Bank White Joint Card
Although it belongs to the gold card level, this card is convenient to apply for and quick to issue. It is worthwhile for novices to apply for a credit card, which can be used in combination with JD.COM Baitiao and enjoy an interest-free period of up to 80 days. As a small white card in JD.COM, credit card points can be exchanged for steel _, 1 steel _, which can be used in cash in 0 yuan. You can also enjoy the discount of JD.COM Mall and the extended warranty of Gundam 1000 Yuan Hang.
4. Guangfa Bank Taobao Card
The joint credit card jointly issued by Guangfa Bank and Taobao is suitable for cardholders who like Taobao shopping and also for novices, because the application threshold is low. This card consumes accumulated concentrated treasure, and 5 yuan = 1 concentrated treasure per consumption; You can rob/kloc-0 1000000000000 yuan of treasures every month; You will have a chance to get a treasure by swiping your card on Friday; Integral treasure spends money on Taobao.
Related:
What are the benefits of a novice credit card? As a small white, he has such an advantage.
Five points for novice credit card users to pay attention to should not be ignored.
What kind of credit card should a novice use? You can choose from the four models mentioned above. The specific credit card you choose can be decided according to your consumption habits. Choosing a suitable credit card is very important for beginners to apply for credit, otherwise it may not be rejected by the bank.