1. Industrial Credit Card Borrowing

You will be charged because you withdraw 100 yuan and it becomes 100.05 the next day. Calculating the compound interest of 0.05%, you If you repay 100 yuan and there are still 5 cents left, the five cents will be compounded with interest, so I suggest you use Alipay as soon as possible. As for the 1,800 yuan swiped by the card, since the interest has not been collected on the repayment date, please rest assured!

2. Can I borrow money from Industrial Bank with an Industrial Bank credit card?

Is it possible to borrow money from Industrial Bank with a credit card? "Suixingdai" is a credit card loan launched by Industrial Bank. It is a business that converts credit card limits into debit cards and allows cardholders to repay in installments. The key to credit card loans is the credit card, so it is very important to use the credit card normally and have a good credit card. To apply for a credit card loan from Industrial Bank, you must meet the following conditions: 1. Use the card normally; 2. Good credit status; 3. The main cardholder with normal card status; please note that certain credit cards of Industrial Bank cannot apply for credit card loans , these credit card types include: standard business card, Jockey Club card, Guangzhou Education Fund card, Xidan Department Store card, etc. cannot apply for this service.

3. Can I borrow money from Industrial Bank if I have an Industrial Credit Card?

When using a credit card for consumption, the bank also rewards the cardholder with a certain number of credit card points. In fact, by making good use of these points, the cardholder can take advantage of the bank. The seemingly useless points can actually help cardholders exchange for many gifts.

Card holders can log in to CIB Online

www.cib.com.cn to enter the credit card points mall for online self-service redemption, or call the 24-hour customer service hotline 95561 for manual redemption over the phone Or self-service redemption via voice.

Under normal circumstances, the cardholder will receive the gift within one month after the credit card center officially accepts the redemption application.

Please use gift certificates or recharge cards within the stated validity period. They will become invalid upon expiration. Neither Industrial Bank nor the gift certificate supplier will accept requests for return or exchange. Please keep the gift certificate properly. If lost, it will not be replaced.

4. Can I get a loan from Industrial Bank with an Industrial Credit Card?

Yes, just a credit card is not enough for a loan. The borrower needs to meet the loan requirements. Have a stable job, bank statements in the past six months, etc.