Cash withdrawal by Bank of Communications credit card, whether through the Bank or inter-bank, will be charged a handling fee of 1% of the cardholder's transfer amount, with a minimum of 10 yuan/transaction and a daily interest of 0.5 ‰ of the cardholder's cash withdrawal amount, and the domestic overdraft withdrawal of each card will not exceed 2,000 yuan or other equivalent foreign currencies. Cash withdrawal with Bank of Communications credit card does not enjoy interest-free repayment period, and interest is paid at 0.00 ‰.