Divided into 3 periods, each period is 0.9%; divided into 6 periods, each period is 0.75%; divided into 10 periods, each period is 0.70%; divided into 12 periods, each period is 0.66%; divided into 18 periods, each period is 0.68 %; divided into 24 periods, each period is 0.68%. According to the website of China Merchants Bank, the installment rate of China Merchants Credit Card is 0.9% in 3 installments; 0.75% in 6 installments; 0.70% in 10 installments; and 0.66% in 12 installments; It is divided into 18 periods and each period is 0.68%; divided into 24 periods and each period is 0.68%. China Merchants Bank was established in Shekou, Shenzhen in 1987. It is the first joint-stock commercial bank in China that is completely owned by corporate legal persons. It is also the first pilot bank for the country to promote banking industry reform from outside the system.