Minimum repayment of CCB credit card
Calculation method of minimum repayment of CCB credit card:
Minimum repayment = 10% of the payment within the credit limit If 100% of the initial minimum repayment amount of the borrowed cash transaction exceeds 100% of the credit limit consumption amount, 100% of the fees and interest will be 100%.
In September 2004, China Construction Bank carried out joint-stock reform. Huijin Corporation, China Construction Investment Corporation, Baosteel Group, State Grid and Yangtze Electric Power Co., Ltd. jointly established a joint-stock company with a registered capital of 194.23025 billion yuan. .
On September 15, 2004, Central Huijin Investment Co., Ltd., China Construction Bank Investment Co., Ltd., State Grid Corporation of China, Shanghai Baosteel Group Corporation and China Yangtze Electric Power Co., Ltd. held a meeting in Beijing and resolved* **Co-initiated the establishment of China Construction Bank Co., Ltd.
In September 2005, Bank of America and Asia Financial Holdings Pte. Ltd., a wholly-owned subsidiary of Singapore's Temasek Holdings (Private) Ltd., completed the acquisition of China Construction Bank held by Central Huijin Investment Co., Ltd. The first delivery of shares. After the completion of the transaction, Bank of America and Asia Financial Holdings Pte Ltd hold 9.0% and 5.1% of CCB's shares respectively.
In October 2005, CCB was successfully listed on the Hong Kong Stock Exchange, raising 72.55 billion yuan, and its registered capital and paid-in capital increased to 224.689084 billion yuan. Became the first state-owned commercial bank to go public.
On December 27, 2005, China Construction Bank Corporation was listed on the Hong Kong Stock Exchange, code: 0939. This is the first Chinese state-owned commercial bank to achieve public offering and listing.
The business scope has been approved by the banking regulatory agency of the State Council and the State Foreign Exchange Administration, and has been approved by the company registration authority. The bank’s business scope is: absorbing public deposits; issuing short-term, medium-term and long-term loans; handling domestic External settlement; handling bill acceptance and discounting; issuing financial bonds; agency issuance, redemption, and underwriting of government bonds; buying and selling of government bonds and financial bonds; engaging in inter-bank lending; buying and selling, and agency buying and selling of foreign exchange; engaging in bank card business; providing letter of credit services and Guarantee; agency for payment and insurance business; provision of safe deposit box services; other businesses approved by regulatory authorities such as the Banking Regulatory Authority of the State Council.
On June 14, 2007, the CCB Board of Directors meeting reviewed and approved the A-share listing plan.
What does the minimum repayment amount of CCB credit card mean?
The repayment of the minimum repayment amount of CCB credit card refers to paying off the current bill before the specified repayment due date. The "minimum repayment amount" listed in this case will not affect the customer's personal credit, but the current statement cannot enjoy the interest-free repayment treatment. All transaction amounts on the current statement will be paid from the recording date of each transaction to the repayment date. Overdraft interest will be charged on the payment date. The upper limit of daily interest rate is 5/10,000, and the lower limit is 0.7 times of 5/10,000 (approximately converted annualized interest rate upper limit is 18.25%, and the lower limit is 0.7 times of 18.25%, which is 12.775%. The conversion formula is calculated as annual interest rate = daily interest rate 365 ), and earn compound interest on a monthly basis. If there is no special notice, the daily interest rate standard defaults to 0.5%. CCB has the right to adjust credit card interest rate standards in accordance with the interest rate policies of the People's Bank of China and notify customers. The minimum repayment amount is calculated separately for RMB accounts and accounts.
(In case of business changes, please refer to the actual situation.)
How to repay the CCB credit card?
Customers can handle CCB credit card repayment in the following ways: 1. Log in to mobile banking, go through the "Credit Card - Card Services - My Accounts - Repay for Me" menu, and follow the prompts. The repayment amount supports the selection of "repayment required in this period", "minimum repayment required" or "enter repayment amount". Warm reminder: If you need to handle foreign exchange purchase and repayment, please do so before 22:00 every day. 2. Follow and enter the "China Construction Bank" WeChat official account. After binding the credit card, enter "repayment" in the official account conversation mode to obtain the link, and follow the prompts to process.
(In case of business changes, please refer to the actual situation.
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How is the minimum repayment amount calculated for China Construction Bank Credit Card
How to calculate the minimum repayment amount for China Construction Bank Credit Card:
Minimum repayment amount= 10% of the consumption amount within the credit limit 100% of the cash advance transaction amount 100% of the unpaid portion of the minimum repayment amount exceeding 100% of the consumption amount within the credit limit 100% of the fees and interest
Cash withdrawal: 700, swipe the card for 445, and the minimum repayment amount is 744.5 yuan.
Steps to repay a credit card using China Construction Bank Mobile Banking:
1. Log in to the bank and select “Credit Card”
2. Enter “Credit Card” and select “One "One-click repayment"
3. Enter "One-click repayment" and select "Repayment Account"
4. Enter "Repay Immediately" and click "Confirm" to complete the repayment. payment