The credit card billing date of China Merchants Bank refers to the date when the Bank Card Center of China Merchants Bank regularly summarizes and settles all transactions and expenses of your credit card account in the current period, and calculates the total amount owed and the minimum repayment amount in the current period.

The billing date of CMB credit card can be set as 5th, 7th, 10, 12, 15, 17, 22nd and 25th of each month. You can modify your bill date through the customer service phone of China Merchants Bank Credit Card. Calculation method of the last repayment date of China Merchants Bank credit card

The last repayment date of commercial bank credit card refers to the latest date stipulated by China Merchants Bank that the cardholder should repay all or the minimum repayment amount.

The final repayment date of CMB credit card is 18 days after the billing date, that is, if the 5th is the billing date, the final repayment date is the 23rd of the current month.

Interest-free period of China Merchants Bank credit card

"Interest-free repayment period" refers to the consumer transaction that can enjoy interest-free treatment on the premise of paying off all payables before the final repayment date (inclusive), from the consumption date to the final repayment date. The longest interest-free period of China Merchants Bank credit card is 50 days. You can enjoy the longest interest-free period on different credit card consumption days, and you can enjoy the longest interest-free period on the day after billing. Take the date of bill No.5 as an example. Consumption on May 6th, journal on June 5th, and the final repayment date is June 23rd.