1 China Construction Bank Financial Management Platinum Card: Enjoy the management service of multiple accounts with one card; you can sign up with China Construction Bank for financial management and make automatic transfers; conduct transactions directly overseas; provide SMS notification services and monitor account fund dynamics in real time; Enjoy VIP treatment when handling business at China Construction Bank without queuing; you can enjoy preferential rates for transfers and remittances.

2 China Construction Bank Credit Card Platinum Card: You can enjoy airport VIP lounge services; high-end star hotel check-in services; high accident insurance protection; you can enjoy double points for consumption; high-speed rail and airport pick-up and drop-off services; 48 hours Lost card protection, with a maximum protection limit of 50,000 yuan.

Extended information:

There are four types of CCB Platinum Cards:

Standard Visa Platinum Credit Card: The card surface is relatively the most beautiful, and it can be used in Guangzhou and second- and third-tier cities. The probability of getting a VIP is the highest, so it has become the most sought-after platinum card;

Standard Master Platinum Credit Card: With a simple and low-key card face, the probability of getting a VIP in second- and third-tier cities is slightly lower than that of the Visa Platinum Card. Choose one of Visa or Mater Platinum Card;

IC Platinum Card or Standard RMB Platinum Card: IC Platinum Card is a standard RMB Platinum Card with Quick Pass and IC functions, but the popularity of the chip is not optimistic. , there are very few quick pass places and no points;

World Platinum Card: If you often fly and stay in hotels, it is recommended to keep it. The rebates are relatively generous, and flight delay insurance is included. This insurance is not included with V and M platinum cards. If you often fly, it is recommended. If you take the train, forget it. The refund can only be used to pay for air tickets. In addition, the World Platinum Card has the lowest probability of getting a VIP.

CCB has only one gold card, which is a credit card issued to customers with higher credit limits. It is currently only pre-issued in Beijing, Shanghai Zhihai and Guangzhou. In addition to having all the functions of an ordinary credit card, CCB Dragon Gold Card cardholders can enjoy more discounts and better services than ordinary card holders.

The China Construction Bank gold card only costs 200,000, and the platinum card costs 500,000.

Usually the gold card has lower requirements for applicants, and it is generally easier to meet the standards, while the platinum card has higher requirements for applicants, and not everyone can meet the standards. The gold card is mainly for high-end people, while the platinum card is only open to high-end users.

Compared with gold cards, the application threshold for platinum credit cards is much higher. Usually, the application for platinum cards is based on recommendation and invitation system. Only when certain conditions are met, such as those who apply for platinum cards. The personal net worth must reach more than 3 million. In addition, there are more strict conditions.

The credit limit of most gold cards is around 50,000, while the credit limit of platinum cards is more than 100,000. Because the bank’s risk control assessment system and main business model are different, even if you apply Platinum cards also have different credit limits.

Since the platinum card has a higher credit card level, its annual fee is much more expensive than that of the gold card. Currently, the annual fee of most platinum cards is around 2,000 yuan to 4,000 yuan. Some special platinum cards have annual fees. The fee is even over 10,000. Generally, the annual fee of CCB Gold Card can be waived, but the annual fee of some CCB Platinum Card cannot be waived.

In terms of handling fees, there is a 20% discount for gold cards and a 50% discount for platinum cards.