Hello, if you apply for a China Merchants Bank credit card, the most important conditions are that there is a China Merchants Bank where you work and live, you are 18-60 years old, and you have a stable job and income. The necessary application documents are a copy of your identity certificate and Work certification documents are indispensable. If you can provide other supporting documents of financial resources, it will be more helpful for us to understand your personal situation and determine your credit limit. If you meet the requirements, you can try to apply. Detailed application information is as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back sides is required); military personnel need to provide a copy of the military ID card; foreigners: passport and residence permit or employment certificate; Taiwanese: Taiwan Compatriot Permit and Employment Permit; Hong Kong and Macao citizens: Home Return Permit and Employment Permit/Residence Permit); Temporary ID cards require a second-generation temporary ID card valid for more than 3 months and a copy of the household register. 2. Work certificate: It can be the original work certificate issued by the unit where you work (please indicate the specific company name, department, position and income, and stamp it with the company seal or personnel seal), or the original has been verified by the promoter and marked A copy of your work permit/plate; 3. Proof of financial resources: If you want to apply for a credit card with a relatively large limit or a gold card, or a card above the gold card level, it is recommended to provide more financial information. It can be salary records issued by the bank, or income tax withholding vouchers, or documents proving the market value of houses, cars, deposits and investments (such as copies of real estate certificates/car driving licenses/bank time deposit certificates) and other documents that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc. The main ones are your large deposit slips, real estate certificates, and copies of driving licenses for high-end private cars. If you can provide relatively complete financial documentation, it will be more helpful for us to understand your personal situation and determine your credit limit.

In the initial review, the quota is comprehensively assessed based on the information attached when you applied and your specific situation. Please refer to the review results for the specific quota. The credit limit (fixed limit) of our bank's credit card starts from ￥1,000 yuan or its equivalent in U.S. dollars, and the upper limit is ￥50,000 yuan or its equivalent in U.S. dollars. Under normal circumstances, the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The limit of a platinum card is generally a fixed limit of RMB 50,000 plus a temporary limit that is automatically adjusted for you every month. At that time, you can use the combined limit of the two parts for swiping the card for consumption. If the card is not divided into gold and ordinary cards, the limit is between 1,000-50,000 yuan.