With the consumption concept of early consumption and early enjoyment becoming more and more popular, more and more people apply for credit cards, resulting in an increasing number of overdue credit cards every year. The increase of overdue amount means that the penalty interest of cardholders is also increasing, and the increase of penalty interest has caused greater pressure to countless cardholders. So, today we will talk about how to recover the penalty interest of Everbright Credit Card.

How to recover the penalty interest of Everbright Credit Card?

As we all know, the cardholders of China Everbright Bank will be charged a certain penalty interest as long as they are overdue. In other words, if the cardholder fails to repay the loan within the specified time, a certain penalty interest will be incurred. However, this does not mean that all overdue cardholders will be charged penalty interest. Those cardholders whose credit cards are overdue due to unemployment, illness and other reasons can discuss with the bank to avoid penalty interest. If the cardholder only needs to explain the overdue situation to the user and repay in time within a few days, the bank will waive part of the penalty interest according to the cardholder's specific situation.

Need to be reminded that even cardholders whose credit cards are overdue due to unemployment, illness and other reasons. If it is overdue for a long time, there is no way to reduce part of the penalty interest. In other words, if the cardholder is overdue for a long time, the penalty interest cannot be reduced.