When the user receives the information, the credit card (debit card) application is approved, but the credit limit is not displayed in the short message. Users can check the credit card (credit card) quota through WeChat official account or mobile banking. SMS only informs users that they have passed the audit, and the content of the notification does not necessarily inform the quota. Users need to inquire about the quota themselves if they want to know it. Of course, even if the initial card approval amount is not high, the follow-up can be improved.

For users, as long as the credit card (debit card) is repaid on time and the consumption remains diversified, the credit card limit can be gradually increased in the future.