Which bank can apply for provident fund co-branded cards

Although provident fund depositing employees are free to choose the card-issuing bank according to their own needs, each employee can have up to eight co-branded cards issued by banks, but each Each bank only allows one application. Below I have compiled a list of banks where provident fund joint signatures can be applied for. I hope it will be helpful to you!

Which bank can apply for provident fund co-branded card

1. Bank of Communications-Housing Provident Fund co-branded card (Pacific Card): issued in the form of a debit card, It not only has the function of a bank savings card, but also can check the provident fund account balance and details, but cannot directly withdraw the provident fund account deposits. When applying for the card, you can enjoy the discount of annual fee and monthly ATM withdrawal fee in the same city and across banks.

2. China Construction Bank-Housing Provident Fund Co-branded Card (Dragon Card): issued in the form of a debit card, in addition to banking financial functions (such as deposits, withdrawals, transfers, etc.), it is a necessary carrier for handling provident fund business , with functions such as provident fund customer information and remittance account inquiries, provident fund withdrawals, etc. The annual fee is 10 yuan/card/year. The annual fee is waived for the employee housing fund special account business signed with China Construction Bank.

3. Industrial and Commercial Bank of China - Housing Provident Fund Co-branded Card (Peony Card): Savings card, which waives the first-time card application fee and lifetime annual fees.

4. China Merchants Bank-Housing Provident Fund Co-branded Card (All-in-One Card): A financial payment instrument that has all the financial functions of the One-card and the housing provident fund value-added service function, with no annual fee or management fee.

5. Bank of Beijing - Housing Provident Fund Co-branded Card (Credit Card): Credit card, gold card level, annual fee of 200 yuan (not charged temporarily), in addition to credit card financial functions, it also has real-time inquiry of provident fund account balance , personal account details printing, provident fund withdrawal and other functions.

6. Bank of China - Housing Provident Fund Co-branded Card (Great Wall Card): A credit card product, in addition to the basic financial functions of a credit card, it can also provide Beijing Housing Provident Fund account inquiry, withdrawal and reconciliation book printing functions, deposit Interest-bearing, interest-free for overdraft consumption, free local cash withdrawal, and no annual fee.

7. Agricultural Bank of China - Housing Provident Fund Co-branded Card (Golden Harvest Card): Debit card, in addition to having all the financial functions of a debit card, as a valid certificate for provident fund deposits, it can also provide provident fund account inquiries, Withdrawal and other provident fund service functions.

8. CITIC Bank - Provident Fund Co-branded Card: Debit card, annual fee is 10 yuan, minimum deposit is 5 yuan, no other fees.

Which bank is best for providing provident fund co-branded cards?

Each region has different regulations. First, you need to check which commercial banks the local provident fund management center cooperates with. For example, in Beijing, there are Bank of Communications, China Construction Bank, Industrial and Commercial Bank of China, China Merchants Bank, Bank of Beijing, and China Banking Corporation. Banks, Agricultural Bank of China, CITIC Bank, etc., you can decide according to your own needs or the company's situation.

Principles for choosing a bank

1. If there are many branches nearby, it will be more convenient to do business in the future.

2. Priority is given to provident fund co-branded cards from state-owned banks.

3. Choose a bank with more business dealings. The approval rate and amount of your future home loan application will be higher, and the interest rate may also be preferential. ;