1. Divide if you want: You can log in to the online banking of SMS Password User Edition or Certificate User Edition or call the 24-hour customer service hotline of the credit card center from 2 days after the transaction date to 3 days before the due repayment date, and divide the consumption into 3 months, 6 months, 9 months, 12 months, 18 months and 24 months.

2. POS staging in shopping malls: If you buy any goods in our designated shopping malls, you can directly request staging when you pay at the cashier.

3. Installment payment: You don't need to have any credit cards in advance. You only need to provide relevant materials on the spot with personal credit to complete the installment application on the spot, and the goods will be moved home on the spot. You can also enjoy a long repayment period discount with a large installment delay of four months.

4. Mail-order installment payment: there is no need to swipe your card on site. You can complete the installment transaction with merchants thousands of miles away, without interest or handling fee, and the goods can be delivered directly to your door!