How to distinguish the credit card level of China Minsheng Bank

Look at the color of the card limit. Silver is a platinum card, and gold is a gold card.

1. Minsheng Auto Credit Card

This car owner’s card is one of the brightest products of Minsheng Bank in the past two years. The highlights are mainly focused on gas discounts. You can spend money by swiping the card. Refund gas fee.

The card is divided into gold card, standard platinum card, luxury platinum card and diamond card. The refueling gold refund rules are as follows:

The gold card has a monthly consumption of 1,500 yuan or more. Get 5% of the gas consumption in the month as gas rebate, with a monthly limit of 50 yuan;

Standard Platinum Card can get 8% of the gas consumption in the month as gas rebate with a monthly consumption of 2,500 yuan or more, with a monthly limit of 100 yuan;< /p>

Deluxe Platinum Card will receive 15% gas rebate for the monthly consumption of 3,000 yuan or more, with a monthly limit of 200 yuan;

Diamond Gold Card will receive 15% gas rebate for monthly consumption of 6,500 yuan or more; 100% rebate on gas consumption for the month, with a monthly upper limit of 500 yuan.

2. Minsheng Women’s Spending Credit Card

This credit card is Minsheng’s good-looking card, and most female friends will prefer this credit card. Minsheng Women's Flower Credit Card not only has a good-looking card, but also has special-shaped cards. It can be said that a lot of effort has been put into the appearance. It's meaningless if it's good but not useful. Why not take a look at the benefits of this card first.

Exclusive double points on Thursdays: Every Thursday, Minsheng Women’s Card holders can enjoy double points on all point-accruing purchases on that day. This double points does not distinguish between consumption types. As long as you count points, you can enjoy double points. You can use them without thinking. There are still highlights to be found.

Gifts for all purchases: From now until July 31, 2017, with the Women’s Flower Card, if you spend 99 yuan or more on 3 points per month, you will receive a facial mask gift of up to 120 yuan per month.

Card Application Gift: From now until July 31, 2017, principal cardholders who successfully apply for the Women's Flower Credit Card for the first time can receive a thousand yuan gift for free after activating the card.

(Both the full credit gift and the card application gift are for female users. The majority of male friends can either give it to their wives or girlfriends, or just go to sleep. No matter the card appearance or the rights, Great for male users~)

3. Minsheng full-currency credit card

The main card is 300 yuan/year, the supplementary card is 150 yuan/year, and the annual fee is waived in the first year. If you spend 5 RMB transactions or 1 transaction using your card in a RMB/USD account, you will be exempted from the annual fee for credit cards in all currencies in the following year.

Extended information:

The highest level card among credit cards is the unlimited card. Because the card color is usually black, it is also called a black gold card.

CreditCard, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially designated commercial service departments, and then the bank will settle the accounts with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Reference materials: Baidu Encyclopedia of Credit Cards [img]

Which Minsheng Credit Card is worth applying for? Recommend a few entry-level livelihood cards!

China Minsheng Bank’s credit card is not outstanding among many banks. It is not as famous as China Merchants Bank, nor does it have as many activities as Shanghai Pudong Development Bank.

But the Minsheng Bank credit card activity is one of the favorites of the Wool Party.

1. Basic knowledge

1. Minsheng credit card account merging is the same as China Merchants Bank. Even if you apply for 100 Minsheng credit cards, you will only have one account and only one bill and repayment. Just pay it back to any card.

The advantage of merging accounts is that it will not pollute personal information. Veterans who participated in the Minsheng UnionPay 62 activity for several months at the end of last year all know this.

2. There are basically no points for online payments with Minsheng Credit Cards, but points for offline payments in most life scenarios.

Note that there are no points for cheering on MCC.

Minsheng credit card points are usually valid for 3 years.

3. The Minsheng credit card levels are regular card, gold card, standard platinum card, deluxe platinum card, American Express Centurion platinum card, diamond card, unlimited card and American Express Centurion black gold card.

Gold Card: 300 yuan per year, one purchase within two months of placing the card is waived for the first year, and if you make 5 or 1 payment, the annual fee for the next year is waived;

Standard Platinum Card: 600 yuan per year. If you make one purchase within two months of purchasing the card, it will be waived for the first year. If you accumulate points for 18 purchases or 50,000 yuan in that year, the annual fee will be waived for the next year;

Deluxe Platinum and above are all available. It is a rigid annual fee.

2. A few entry-level credit cards

1. Minsheng in card

This is Minsheng’s leading lady, and no matter what activities, he is indispensable.

Main activity: 1 point to redeem a Starbucks large cup e-voucher.

The event is valid until September 30, 2017, and there is a 99% chance of renewal.

2. Minsheng Cheche Card

I think this is Minsheng’s best credit card, especially the Cheche Standard Platinum Card, which is the most cost-effective.

Main activities:

Gold Card: If you spend 1,500 yuan or more in monthly points, you will get 2 free car washes for 1 yuan, and 5% of the gas money will be refunded (maximum 50 yuan, 1,000 yuan required for gas) ;

Marked: If you spend 2,500 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 8% of the gas money will be refunded (up to 100 yuan, 1,250 yuan is required for gas);

Hao Bai: If you spend over 3,000 yuan in monthly points, you will get 4 free car washes for 1 yuan, and 15% of the gas money will be refunded (maximum 200 yuan, 1,335 yuan required for gas).

It is now very convenient to receive gas rebates, so don’t miss it if you own a car.

Why is Minsheng Car Card so recommended?

Because there is no restriction on gas stations, 5541, 5542, etc. can participate.

3. Minsheng Baitiao Co-branded Card

Main activities:

The activity will last until the end of February 2018.

3. People’s Livelihood Activities

1. The first people’s livelihood activity is “People’s Livelihood Everyday”

The activity will last until May 20, 2018. The most valuable things for people’s livelihood every day are food coupons on Friday and movie coupons on Saturday.

2. Every Tuesday from September 12th to November 7th (10:00-23:59), Minsheng Credit Card customers purchase physical goods in JD Mall (PC and mobile) using Minsheng Credit Card JD.com If the payment is successful and the transaction is completed, you will get an instant discount of 30 yuan for a single transaction of 200 yuan or more. The first 2,000 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

3. Every Tuesday (10:00-23:59) from November 14th to January 2nd, Minsheng Credit Card customers will use Minsheng Credit Card JD.com to purchase physical goods in JD Mall (PC and mobile) If the payment is successful and the transaction is completed, you will get an immediate discount of 50 yuan for a single transaction of 300 yuan or more. The first 1,500 users are limited to participate every day.

Each cardholder can only enjoy one discount per day.

There are many small activities that I won’t list one by one.

Who knows what cards Minsheng Bank has?

Minsheng Bank debit card types:

Minsheng debit cards include UnionPay debit cards and international debit cards. Credit card.

1. UnionPay debit cards are divided into personal cards and corporate cards according to the objects of use;

2. According to the affiliation, they are divided into personal principal cards and personal supplementary cards;

3. According to the partners, they are divided into co-branded cards;

4. According to the customer stratification, they are divided into ordinary cards and VIP cards (VIP cards are divided into Youran card and Zhuoran card);

p>

5. According to the media type, they are divided into magnetic stripe cards and IC cards. IC cards are divided into pure debit financial IC cards and debit + electronic cash financial IC cards (also known as Composite electronic cash IC card for main account);

6. Depending on the target customers, our bank has also issued special cards such as "Home Alone Card", "Bank Certificate Wealth Management Card", "Salary Wealth Management Card", etc. These specialty cards are all ordinary UnionPay debit cards.

7. International debit cards are divided into U.S. dollar cards, Euro cards and Australian dollar cards according to currency; they are divided into ordinary cards, Xinran cards, Youran cards and Zhuoran cards according to levels.

Warm reminder:

※Our bank will stop issuing international debit magnetic stripe cards from February 17, 2015.

What are the three types of Minsheng Standard Platinum Cards?

There is no type of Minsheng Standard Platinum Card. Minsheng Platinum Card is a bank card launched by China Minsheng Bank.

The standard version of the Platinum Card has an annual fee of 600 yuan, an interest-free period of 20 to 50 days, and a minimum repayment of 10% of the amount owed. Among various card products, Minsheng Diamond Platinum Credit Card, Minsheng Women’s Flower Credit Card, Minsheng Overseas Student Credit Card, Minsheng VISA Olympic Credit Card and other products are highly favored by cardholders. In the field of high-end customers, Minsheng Diamond Platinum Credit Card has issued more than 100,000 cards, ranking among the best in the country.

1. Minsheng Platinum Card is a bank card launched by China Minsheng Bank. The standard version of the Platinum Card has an annual fee of 600 yuan, an interest-free period of 20 to 50 days, and a minimum repayment of 10% of the amount owed.

2. Benefits of Minsheng Standard Platinum Credit Card:

①. Air service: No matter what class of flight seat you take, you can directly enter 18 domestic Minsheng Bank airport VIPs for free. In the lobby, a dedicated person will handle all check-in procedures for you. Diamond credit card holders can also enjoy exclusive private space in more than 450 airport lounges around the world.

②. Guaranteed travel service discounts: As a distinguished guest of Minsheng Platinum Credit Card, we specially provide you with the most comprehensive and thoughtful full travel protection from domestic banks. The first ultra-high insurance coverage of up to 8 million yuan, lovingly benefits you and your family members.

③. Hotel services: Minsheng Platinum Credit Card VIP line makes it easy to book the world's top hotels, bringing you free broadband, free breakfast, free upgrades, preferential stays, cumulative upgrades and other extraordinary benefits!

④. Road assistance: With Minsheng Platinum and Diamond Credit Cards, you can enjoy 24-hour nationwide road assistance service, allowing you to enjoy unlimited services in nearly 300 cities across the country (excluding Hong Kong, Macau, and Taiwan) road emergency assistance, truly realizing the perfect proposition of traveling the world with one card.

⑤. Global exclusive routes: As a flying trapeze artist, of course you are more concerned about the quality and quality of high-flying life. Minsheng Platinum and Diamond Credit Cards provide you with special preferential services on many high-quality international routes in Europe and the United States.

Which card is better to apply for Minsheng Credit Card

If you want to apply for Minsheng Credit Card, which credit card is better to choose actually depends on your personal card application needs and repayment ability.

In addition, the types of Minsheng Bank Cards include:

1. Ordinary Card: The limit is 3,000-10,000. The annual fee of 100 is waived once in the first year and 8 times in the following year. The following year

2. Gold Card: The annual fee is RMB 300 for the limit of RMB 10,000 to RMB 50,000. The first-year annual fee is waived when you open the card. If you swipe the card 8 times in the same year, the annual fee for the next year is waived for any amount

< p>3. Standard Platinum Card: 50,000-100,000 annual fee of 600 is waived for 8 times in the first year without limit, and annual fee is waived when spending 50,000 or more in the following year

4. Deluxe Platinum Card: 100,000-100,000 The annual fee is 200,000, and the annual fee is waived after 3,600 purchases of 960,000.

5. Diamond Card: The annual fee is 200,000 to 1,000,000, and the annual fee is waived after 10,000 purchases of 2.7 million.

If you still have doubts, you can go to the Minsheng Bank Business Center to consult the relevant staff about the specific credit card application conditions and limits. In short, you should choose the type of credit card that best suits you based on your needs.

Minsheng credit cards are quite good. If you want a high limit, apply for a platinum card or diamond card. If you want to shop online or have other needs, you can apply for the corresponding card.

For more information about which kind of Minsheng credit card is better, go to: View more content

What type of credit card does Minsheng Bank handle with a higher limit?

Minsheng Credit card

Ordinary card: limit 3,000-10,000 annual fee 100, swipe it once in the first year and exempt it from the current year and 8 times in the following year.

Gold card: limit 10,000-5 The first-year annual fee is waived when you open the card with an annual fee of NT$300. If you swipe the card 8 times in the same year, the next annual fee will be waived for any amount.

Standard Platinum Card: Annual fee of NT$50,000 to NT$100,000 is waived 8 times in the first year. No limit on amount, no annual fee if you spend 50,000 in the next year

Luxury Platinum Card: 100,000-200,000 annual fee 3,600 times, no annual fee if you spend 960,000 in the next year

Diamond Card : The annual fee is 200,000-1 million, and the annual fee is waived if you spend 10,000 times or more than 2.7 million per year

That’s it for the introduction of the types of Minsheng credit cards.