The Bank of Communications credit card will not expire if it is not opened for half a year, because the validity period of the card is three years, and the card can be opened within the validity period of the card. If it is unnecessary to use it, it is recommended to cancel it.

1. Call the bank credit card center and ask about cancellation.

2. Just cancel the credit card by phone.

3. Cancel the credit card at the bank counter:

① Prepare the ID card.

② pay off the arrears.

③ just go to the bank counter and cancel the business.

note: if you need to use your credit card after cancellation, you can apply again.

Extended information:

I. Significance of establishment

The establishment of the Credit Card Center marks the real beginning of the strategic cooperative relationship between Bank of Communications and HSBC, and both parties hope to accumulate experience for cooperation in other fields through credit card business cooperation.

The Pacific Credit Card Center will be built as the first credit card issuing institution in China, and the credit cards issued by both parties will be promoted to be the credit cards with the highest popularity and praise, the largest card issuance and transaction volume, the best risk control and the best profitability.

II. Structure Introduction

Pacific Credit Card Center is a department-level unit of the Head Office, with eight departments including Operation Department, Risk Department, Marketing Department, Finance Department, IT Department, Human Resources Department, Compliance Department and Internal Audit Department. The center realizes independent internal accounting and gradually transits to corporate operation.

The center is composed of staff from both Bank of Communications and HSBC, and the scale of staff is gradually expanded by public recruitment. After the establishment of Pacific Credit Card Center, it has actively promoted various work in risk policy and management, financial revenue and expenditure and profit model, business operation and customer service, market analysis and marketing strategy, and has had a positive impact.

after intense preparations, on February 28th, 25, the Pacific Credit Card Center of Bank of Communications, which was just established for four months, officially launched the issuance of a new version of Pacific dual-currency credit cards among employees of Bank of Communications.

on may 13th, the launch of the new version of the Pacific dual-currency credit card of Bank of Communications was held in Shanghai Four Seasons Hotel, marking the official issuance of the Pacific dual-currency credit card. Pacific Credit Card Center has a 223-seat call center and has opened a nationwide toll-free hotline.

Baidu Encyclopedia-Bank of Communications Credit Card