The GBP card of China Bank is a credit card, and the storage currency is GBP. The overdraft limit of ordinary cards is generally 500 pounds (the credit limit is not uniform), while the overdraft limit of gold and platinum cards can reach 800 pounds, 1000 pounds or more because of the high annual fee. Bank cards in China are generally divided into two types: mother card and daughter card, and the daughter card consumes the repayment from the mother card.
Many banks have their own international credit cards, but it should be noted that before applying for a credit card, you should first understand the credit card risk terms of the bank. If the credit card is lost or stolen, you should immediately contact the bank to report the loss.
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Matters needing attention
Adjust credit card limit
Usually, the credit cards given by banks are relatively large. For example, my credit card limit is close to 20 thousand yuan, so I don't need it at ordinary times. In case my credit card is lost, it will cause a lot of unnecessary losses.
Therefore, individuals can manually adjust the credit card limit, for example, set a limit in the credit card limit adjustment of China Merchants Bank Online Banking Professional Edition, so that changing the credit card consumption limit is limited to this limit, and the risk is much smaller. When more restrictions are needed, you can modify them back manually.
Turn off the ATM withdrawal function of credit card.
It is basically useless to withdraw money from ATM by credit card, and the interest rate is surprisingly high. Once the credit card is stolen, it will bring greater risks. It is suggested to turn off the cash withdrawal function of the credit card.
Baidu Encyclopedia-International Credit Card