"Bank of China Express Payment" is a convenient and quick payment method. When the customer opens it for the first time, he enters the bank card number, mobile phone number (part), mobile phone transaction code and simple personal information, and the payment can be completed after the bank verifies it. In the subsequent payment, you only need to enter the card number and mobile phone transaction code to complete the transaction. During the opening and payment of "BOC Express Payment", customers don't need to log in to online banking, and they don't need to sign a contract at the counter before payment. Important information is only entered on the BOC page, which makes the experience faster and more secure.

BOC Express Pay reuses the online banking payment (B2C) interface, so cooperative merchants do not need to develop it again. This service is based on Bank of China bank cards (including debit cards, Great Wall credit cards, Bank of China credit cards, etc.). After passing the necessary identity authentication, customers can self-service through the Bank of China website (online banking login portal page) or the cooperative merchant website (online payment page). After the customer completes the registration, he can make small online payment through the authentication of bank card number and mobile phone transaction code. At the same time, customers can also close the BOC express payment service by themselves on the BOC website. At present, the maximum amount of BOC express payment service is: a single 1 yuan, with a daily accumulative amount of 5, yuan.