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Credit card suspension for non-counter transactions and bank repayments will not be recorded in the account

Many people have received notices from banks saying that their bank cards have been or are about to be suspended for non-counter transactions. This means that after the bank card is suspended for non-counter transactions, the card can only handle business at branches, that is, Many functions of bank cards are affected and cannot be used.

Can I withdraw money if my bank card is suspended from non-counter services?

You can withdraw money, but you can only withdraw money at the counter. You cannot withdraw money through channels other than the counter. If this happens The reason for this situation is that the bank card has no transaction records within 6 months from the date of account opening, and the identity information is incomplete. If you don’t want to use this card, you can ignore it, but if you still need to use it, you need to restore it in time.

The impact of bank cards being suspended on non-counter services:

1 Affected transactions: transfers through online banking/mobile banking, withdrawals or transfers through self-service equipment, third-party payments (such as WeChat , Alipay), POS card swiping, etc.;

2 Unaffected transactions: fund transfers at the counter, batch collection and payment, loan deductions, credit card automatic deductions and other batch businesses;

3 Fund transfers will not be affected.

Long-term non-use will cause the bank card to be suspended from non-counter service. You need to bring your own ID to the counter of the card-issuing bank to activate it. It is best to deposit some money into the card to avoid being restricted from non-counter service again. trade. If the reserved ID card expires, you can restore it by updating your identity information online. For specific circumstances, the account manager must go to the nearest branch to verify his or her valid identity document and bank card, and handle the matter according to the staff's prompts