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1. When a credit card is canceled, the card information will still be displayed on the credit card information, such as the previous repayment status. Since the card was canceled, the credit card information was deleted. In particular, if the cardholder has bad behavior such as expiration or cash withdrawal, the record must be kept for at least 5 years before being deleted. Even if the card has not been activated and canceled, it will leave "traces" in the credit report, recording the card's approval time, currency, initial amount, etc. After the credit card is canceled, it can also be checked through the credit system. After a credit card is canceled, the account's status will be shown on credit checks, but related debit and repayment records will still be shown. If a credit card is canceled due to overdue repayment, according to Article 16 of the "Credit Reporting Industry Management Regulations", the credit reporting agency will retain personal bad information for 5 years from the date of termination of the bad behavior or event. Therefore, even if you cancel your credit card, past due payment records will still be retained for 5 years.

2. Generally speaking, it is not recommended to cancel your credit card immediately after it expires. It is better to continue using the credit card and rebuild your personal credit history by overwriting the expired credit history with new payment records. This issue should be discussed in different situations. For credit cards that are well used and have no overdue records, and sales cards with no balance on the card and no outstanding balances, it will not affect your personal credit record. However, if the cardholder has expired and left a bad credit record during the use of the credit card, or if the credit card has not paid off the debt when the credit card is sold, the personal credit record will be affected.

3. For credit cards that have left bad records, it is impossible to cancel the credit card and erase the bad records, but the correct way is to continue to use the credit card normally and overwrite the old credit record with the new credit record. Friends don’t have to worry that canceling the card will affect their personal credit history. One more point, canceling a card and canceling an account are not the same concept. There are many credit cards in a Pin card's personal name, and one of the Pin cards is called a Pin card. If you cancel all your credit cards, this is called canceling your account, and if you want to continue using your cards within three months of cancellation, you can call your bank to see if it can be reactivated. The decision mainly depends on the bank's assessment of your credit card usage and repayment history.

1. It is very troublesome to eliminate overdue credit cards. It is recommended that cardholders develop good habits in using their cards and avoid overdue credit cards. Overdue credit cards will affect credit, loans, etc. Even if they can be eliminated, the process is cumbersome and the card Avoid adverse consequences for yourself when using your card

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1. When a credit card is canceled, the card information will still be displayed on the credit card information, such as the previous repayment status. Since the card was canceled, the credit card information was deleted. In particular, if the cardholder has bad behavior such as expiration or cash withdrawal, the record must be kept for at least 5 years before being deleted. Even if the card has not been activated and canceled, it will leave "traces" in the credit report, recording the card's approval time, currency, initial amount, etc. After the credit card is canceled, it can also be checked through the credit system. After a credit card is canceled, the account's status will be shown on credit checks, but related debit and repayment records will still be shown. If a credit card is canceled due to overdue repayment, according to Article 16 of the "Credit Reporting Industry Management Regulations", the credit reporting agency will retain personal bad information for 5 years from the date of termination of the bad behavior or event. Therefore, even if you cancel your credit card, past due payment records will still be retained for 5 years.

2. Generally speaking, it is not recommended to cancel a credit card immediately after it expires. It is better to continue using the credit card and rebuild your personal credit history by overwriting the expired credit history with new payment records. This issue should be discussed in different situations. For credit cards that are well used and have no overdue records, and sales cards with no balance on the card and no outstanding balances, it will not affect your personal credit record. However, if the cardholder has expired and left a bad credit record during the use of the credit card, or if the credit card has not paid off the debt when the credit card is sold, the personal credit record will be affected.

3. For credit cards that have left bad records, it is impossible to cancel the credit card and erase the bad records, but the correct way is to continue to use the credit card normally and overwrite the old credit record with the new credit record. Friends don’t have to worry that canceling the card will affect their personal credit history. One more point, canceling a card and canceling an account are not the same concept.

There are many credit cards in a Pin card's personal name, and one of the Pin cards is called a Pin card. If you cancel all your credit cards, this is called canceling your account, and if you want to continue using your card within three months of cancellation, you can call your bank to see if it can be reactivated. The decision mainly depends on the bank's assessment of your credit card usage and repayment history.