Hello, the function is as follows: 1. Full-currency international VISA credit card is only used for overseas VISA banks to swipe cards or overseas online transactions. All transactions (including cash withdrawal) are automatically converted into RMB, and you can repay in RMB directly without purchasing foreign exchange. 2. With this card, you can buy my air ticket in full or pay 80% or more of my tour fare, and you can also get travel inconvenience insurance and aviation accident insurance of up to 2 million yuan for free. 3. If you hold this card within the validity period of the card without any additional consumption conditions, you will be exempted from the annual credit card fee.

If you have any questions about other CMB credit cards, please search for "4008205555" among QQ corporate friends and add "CMB Credit Card Center" as your friend; Or search for "cmb4008205555" on WeChat, and pay attention to "China Merchants Bank Credit Card Center" for consultation. Thank you for your attention and support to China Merchants Bank!