Use China Merchants Bank credit card to conduct payment transactions through Tenpay and WeChat payment, without accumulating credit card points. At present, only some designated online express payment transactions accumulate points, including Alipay, Baifubao, Jingdong Payment, Ping An Payment, Suning Yifubao, Netease Payment, Xiaomi Payment, Iqiyi, Meituan Review, Didi Payment and so on.