The customer service phone number of Yellow River Bank is: 96555

Yellow River Bank:

Ningxia Yellow River Rural Commercial Bank Co., Ltd. (hereinafter referred to as "Yellow River Rural Commercial Bank") It was restructured from Ningxia Rural Credit Union. On December 22, 2008, it officially opened in Yinchuan. It is the first bank in the country to be restructured from a provincial-level rural credit cooperative and is the largest commercial local financial institution in Ningxia.

Ningxia Rural Credit Cooperative has assets of 34.2 billion yuan, and has 22 county (city) cooperatives and 380 business outlets.

1. A brief history of development:

Since the establishment of Huanghe Rural Commercial Bank, with the support of the autonomous region party committee and government, and the concern of all sectors of society, Huanghe Rural Commercial Bank has always adhered to " With the market positioning of "serving rural areas and farmers, serving the local economy, and serving urban and rural residents", we take supporting the local economy as our own responsibility and build our bank into a place with "complete functions, good benefits, safe operations, high-quality services, and strong comprehensive competitiveness" With the goal of becoming a modern "good bank", we will continue to forge ahead, innovate our operating mechanisms, change our business philosophy, and actively serve local economic development.

2. Products and Services:

Huanghe Rural Commercial Bank has 20 functional departments, 49 branches, and branches all over urban and rural areas of Yinchuan. It is the local bank with the widest coverage in Yinchuan City. financial institutions. Our bank adheres to customer-centeredness and fully guarantees customers' right to choose based on its branch branches. By implementing internal control systems, optimizing human resources, and implementing performance appraisals for all employees, we have achieved scientific management and harmonious development. By the end of 2008, the bank had 759 employees, including 39.5% with a college degree or above, and 17.4% with intermediate or senior technical titles. The high-quality, highly educated, and professional workforce has laid a talent foundation for the development of the bank. .

After establishment, the Yellow River Rural Commercial Bank will join hands with other investors to gradually transform the original 19 county and city cooperatives into county and city rural joint-stock banks with legal personality. After the restructuring, Huanghe Rural Commercial Bank and 19 county and city cooperatives formed the Ningxia Rural Financial Cooperation Institution. Our bank manages 19 county and city cooperatives and 312 business outlets through holding shares, and its business operations cover the entire territory of Ningxia. Based on the traditional deposit and loan business, and based on customer needs and business development, the company accelerated product innovation in credit business, intermediary business, and financial management business, and launched Jinxique financial products, 96555 telephone banking and other businesses, green credit loan certificates, and shareholder credit loans , Huanghe Gold Credit Card and personal one-stop call deposit and other special products are deeply loved and recognized by customers. By joining the national bank modern payment system and building an advanced comprehensive business network system, it has provided reliable technical support and guarantee for the business operations of 19 county and city cooperatives and Jilin Sunshine Rural Bank and Pingluo Shahu Rural Bank. As of the end of 2008, the deposit and loan balances of Ningxia rural cooperative financial institutions reached 21.696 billion yuan and 20.473 billion yuan respectively, ranking third among financial institutions in the region; they achieved operating profits of 1.02 billion yuan and net profits of 520 million yuan, with sustained operating benefits. promote.

Under the unfavorable conditions of the international financial crisis, Ningxia Huanghe Rural Commercial Bank and the rural credit unions in the region turned the crisis into opportunities and bucked the trend. By the end of February 2010, the balance of various deposits in the system reached 30 billion yuan. Among them, savings deposits are 23.079 billion yuan, ranking first among financial institutions in the region.