The so-called "card maintenance" refers to "taking out" the corresponding amount of cash on the card through false consumption methods such as swiping POS machines to repay the debt, so that the credit card will show normal repayment.

1. One of the ways to maintain a card is to "intensively maintain a card". If you choose this method, it means that you must provide all important information such as personal information, card number, payment password, mobile phone number, etc. Needless to say there are risks involved in handing it over to the card keeper. Generally, the charges for intensive care cards are "between 1.5% and 2.5% (100,000 limit = 1,500 to 2,500 yuan per month). The POS machine you choose basically has points. Such frequent operations can confuse bank supervision and achieve improvement." Of course, if you increase the limit of your credit card, you will have to pay additional fees (8%~15% increase fee).

2. To put it simply, professional cardholders repay the credit card on their behalf to the cardholder. The risk is high. Although it can solve the urgent need, the hidden dangers are endless.

3. For cardholders, if the funds withdrawn cannot be recovered, the cardholder will not bear any responsibility. , this method of card maintenance is a kind of cash-out. If the cardholder is found by the bank, the cardholder will be held legally responsible. Of course, the cardholder will also have to pay a lot of fees and interest to the professional cardholder. < /p>