The benchmark rates of CCB's credit card bills by installment are 0.75% for the third installment, 0.70% for the sixth installment, 0.60% for 12 installment, 0.60% for 18 installment, and 0.62% for the 24th installment, which are collected monthly and included in each credit card bill.

Monthly handling fee = total installment amount * monthly rate.

During the period of 20 17, 10, 1 to 20 17, 12, 3 1, the handling fee is less than 10000 yuan, and the single fee exceeds RMB 60 yuan.

If the amount payable in the current period listed in the bill is fully repaid before the due repayment date, the principal repaid in installments in the current month can enjoy interest-free treatment and no interest is charged.