Will a credit card debt of RMB 10,000 be pursued online?
If the amount of the debt is more than 10,000 and is still not returned for more than 3 months after being called upon twice by the card-issuing bank, it shall be deemed as a "malicious overdraft" under the criminal law and suspected of a credit card crime; it will be conducted online Chase and escape.
Online pursuit of fugitives means that all departments and police types of the public security organs give full play to their respective responsibilities and advantages in daily public security work. When suspicious persons are discovered, they promptly contact the "National Fugitive Information System" of the public security network Or the "National Fugitive Personnel Information CD-ROM" is an investigation mechanism for quickly querying, comparing, and capturing fugitive criminal suspects.
Online pursuits are different from wanted ones. In the Criminal Procedure Law, wanted is a special form of arrest. It is used for fugitive criminal suspects who should be arrested. The objects of online pursuit include not only fugitive criminal suspects who have gone through the legal procedures for arrest, but also A large number of targets are criminal suspects at large;
Wanted orders can be released to the public through public media such as radio, television, newspapers, and computer networks, making them known to the general public, while information on fugitive pursuits online can only Published on the public security website, it is only for inquiry and comparison by the public security organs. It is confidential to the outside world and its audience is limited to the people's police of the public security organs; in accordance with the Ministry of Public Security's Gongxing (2000) No. 99 "Notice on Handling Matters Related to the "Ministry of Public Security's Wanted Order" "In the spirit of ", the information of wanted persons must first be uploaded to the public security website and entered into the "Ministry of Public Security Fugitive Information Database". Online fugitive pursuit has absorbed some of the functions of wanted persons.
Will you be wanted online if you owe a bank credit card money?
If you owe more money to the bank, you will be wanted online. \\Article 196 of the Criminal Law of the People's Republic of China and the People's Republic of China: Whoever engages in credit card activities under any of the following circumstances and the amount is relatively large shall be sentenced to not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not less than 200,000 yuan If the amount is huge or there are other serious circumstances, the fine shall be not less than five years but not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, the fine shall be not less than five years but not more than ten years, or, In addition, a fine of not less than RMB 50,000 but not more than RMB 500,000 or property confiscation may be imposed: \(1) Using a forged credit card, or using a credit card fraudulently obtained with false identification;\(2) Using an invalid credit card;\( 3) Fraudulent use of other people’s credit cards; (4) Malicious overdraft. \The so-called malicious overdraft referred to in the preceding paragraph refers to the cardholder's behavior of overdrafting beyond the prescribed limit or within the prescribed period for the purpose of illegal possession, and still refuses to return the card after being called upon by the card-issuing bank.
Will overdue credit cards be pursued online?
Detailed analysis of the specific situation.
If the amount exceeds the legal limit and is not repaid within the time limit, the bank can sue the credit card.
If a malicious overdraft of more than 10,000 yuan constitutes a credit card crime, and if the bank cannot arrest the suspect after reporting the crime, it will be wanted online.
If the cardholder maliciously overdrafts a credit card of more than 10,000 yuan for the purpose of illegal possession and fails to return it for more than 3 months after two collections by the issuing bank, he will be held criminally responsible for credit card crimes.
Will credit card culprits be chased online?
1. Will the person who committed a credit card crime be chased online? If the facts of the crime are found out, the person may be chased online. 1. It is a criminal crime. 2. The facts of the crime are clear. 3. The criminal is at large. If you meet these three conditions, you can be wanted online. This does not mean that everyone can see the information of all wanted criminals on the Internet. Generally, there are only some Class A and Class B wanted criminals. Online wanted orders are for internal use by the police and are not open to the entire Internet. Online fugitive pursuit means that public security organs at all levels and localities release the basic information of criminal suspects who should be detained or arrested, as well as criminal suspects and criminals who escaped from detention centers and prisons, to the national fugitive information system on the public security intranet. All public security agencies can conduct inquiries and comparisons. Once a fugitive is discovered, any public security agency can immediately detain or arrest him or her as an investigative measure. 2. Credit card behavior: The objective aspect of credit card crime is that the perpetrator uses credit cards to defraud public or private property by fabricating facts or concealing the truth.
There are four specific forms: (1) Using forged credit cards. Using forged credit cards is an important form of credit card crime. There are two main types of counterfeit credit cards: one is to illegally manufacture credit cards that completely imitate the texture, pattern, section, pattern, and magnetic stripe password of a real credit card; the other is to forge based on real credit cards, such as entering other users' personal information on a blank credit card. Enter real information, or enter false information on a blank card, etc. In addition, there are some behaviors that also belong to counterfeit credit cards, such as altering or altering the original credit card. The perpetrator must have used a counterfeit credit card to constitute this crime. The so-called "use" refers to the use of credit cards for payment, consumption, settlement and other activities. The use of a forged credit card can be done by the perpetrator himself after forging it, or he can also use it knowing that it is a forged credit card by others. If the perpetrator sells the forged credit card or simply forges the credit card without using it, he will forge or alter financial instruments. Crime treatment. (2) Using an invalidated credit card An invalidated credit card refers to a credit card that has become invalid due to legal reasons. According to the credit card regulations, the reasons that can lead to the invalidation of a credit card generally include the following situations: first, the credit card expires automatically after the expiration date; second, the cardholder stops using it within the validity period and returns it to the original card-issuing bank and becomes invalid; third , invalidated due to reported loss of credit card. Whether the cardholder or non-cardholder uses a credit card knowingly that it has been invalidated, they will be punished for this crime. Does using an altered card mean using an expired credit card? An altered card is of course invalid according to relevant regulations, but alteration is a forgery of altering relevant information on a real, expired credit card, which is why the credit card is absolutely invalid. An invalidated credit card is a real credit card that has become invalid due to legal reasons, and is not invalid from the beginning. Therefore, using an altered card should be classified as “using a forged credit card”. (3) Pretending to use someone else's credit card. Credit cards must be used by the cardholder himself. This is an international rule for credit card management. According to this rule, the right to use a credit card is limited to the cardholder himself and cannot be lent or transferred. The so-called "pretending to use another person's credit card" means that a non-cardholder uses the credit card in the name of the cardholder to conduct shopping, consumption, cash withdrawal, etc. within the credit card business without the cardholder's consent or authorization. To fraudulently use another person's credit card, the perpetrator must have the purpose of illegal possession, which will be different from formal fraudulent use such as borrowing the credit card of a relative or friend. Pretending to use another person's credit card only refers to using someone else's legitimate credit card, and does not include counterfeit or invalid credit cards. If the perpetrator knowingly uses a forged or invalid credit card, it shall be deemed as the use of a forged or invalid credit card. Fraudulent use of credit cards is not limited to "presenting the card", but can also be used without the card. For example, some financial institutions have set up credit card online accounts on the Internet, and credit card users can conduct e-commerce and make online payments. In order to protect the security of users' credit card information, the online financial settlement system sets a special password for each user's credit card. Prevent credit card information from being maliciously stolen and used by others. Although this measure enhances the confidentiality of the user's credit card information, the password itself may also be used fraudulently or deciphered. The actor obtains other people's credit card information through the cracked password and then takes possession of other people's property. This is essentially an act of impersonating another person's identity. Therefore, anyone who fraudulently uses user passwords to make online credit card payments and illegally possesses other people's property should also be classified as a credit card crime. (4) Malicious overdraft. The so-called overdraft refers to the situation where the cardholder has no funds or insufficient funds in the card-issuing bank account and is allowed to withdraw cash or make purchases with the card in excess of the existing fund limit in accordance with the card issuance agreement or with the approval of the bank. Behavior. Overdraft is essentially a short-term credit provided by banks to customers, and the overdraft function is also the most obvious feature that distinguishes credit cards from other financial documents. Credit card overdrafts are based on the good credit of the cardholder. Therefore, overdrafts are limited to legal cardholders. If an illegal cardholder uses the credit card for overdraft, it cannot be regarded as a credit card overdraft. Overdrafts can be divided into good-faith overdrafts and malicious overdrafts.
It is the basic duty of our country's public security departments to capture escaped criminal suspects. Therefore, the relevant bank departments cannot, of course, not report the crime just because they find that the criminal suspect has escaped. Credit cards themselves are required to report the crime first and collect evidence. Then, if the criminal suspect has escaped in advance, the case can only proceed to the next step after the criminal suspect is brought to justice.
What does it mean to chase fugitives with credit cards online
Legal analysis: It is a wanted order posted online by the police to track down fugitives
Legal basis: "China Article 153 of the Criminal Procedure Law of the People's Republic of China. If a criminal suspect who should be arrested is at large, the public security organs may issue a wanted order and take effective measures to pursue and bring him to justice. Public security organs at all levels can directly issue arrest warrants within the areas under their own jurisdiction; for areas beyond their own jurisdiction, they should report to the superior authority with the power to make decisions for issuance.
That’s it for the introduction to credit card online pursuit.