Credit record is an important factor in judging credit card limit increases, so you must pay attention to it. So how can you increase the limit of Hua Xia Bank Credit Card? If you want to increase the limit of your Huaxia Credit Card, you must do the following four things:

1. Increase the limit over the phone. When the limit is not enough and you are in a hurry to use money, you can take the initiative to call the 24-hour customer service hotline of Hua Xia Bank Credit Card Center at 400-669-5577 and apply for a temporary limit increase. If the temporary limit is increased frequently, and it can be done on time every time If the repayment is not overdue, then the fixed amount is not far away.

2. Multi-amount diversification. The frequency and amount of card consumption, as well as the types of consumer merchants, must be large. Within half a year, users whose consumption amount is more than 30% of the credit card limit will be more favored by Hua Xia Bank. After that, Hua Xia Bank will have a higher chance of taking the initiative to increase the credit limit. It will be much bigger. Even if you take the initiative to raise the quota, the passing rate will be much higher.

3. There should be no overdue payment. When using a Hua Xia Bank credit card, you must pay attention to your credit and repay on time. If you are overdue, you will not only have to pay late fees and interest, but it will also have an impact on your credit report. It will be difficult to apply for cards and loans in the future, and it will affect the purchase of a house or a car. Get married and start a business.

4. Proof of financial resources. When applying for a Hua Xia credit card, you can show all your asset certificates, such as income certificate, bank deposit certificate, real estate certificate, car ownership certificate, etc. This will help to increase the credit limit.