If the credit card has been repaid in installments, it can be paid off in one lump sum.

1, repayment in advance by installment shall bear a certain penalty;

2. The installment payment shall be settled in one lump sum, and the handling fees and service fees incurred in front shall not be refunded;

3. After a solution, the line will be restored immediately.

Article 114 of the Contract Law, the parties may agree that one party shall pay a certain amount of liquidated damages to the other party in case of breach of contract, and may also agree on the calculation method of damages arising from breach of contract.

If the agreed liquidated damages are lower than the losses caused, the parties may request the people's court or arbitration institution to increase them; If the agreed liquidated damages are excessively higher than the losses caused, the parties may request the people's court or arbitration institution to reduce them appropriately.

If the parties concerned pay liquidated damages for delayed performance, the breaching party shall also perform the debt after paying the liquidated damages.

Extended data:

Credit card Alipay repayment method:

1, open the Alipay client, log in, and then open the home page.

2. There is credit card repayment on the homepage. Click on it, and you will see our bound credit card. If you need to repay the card, just click on the list. Now, if it is not in the list, how can I bind it? I see a plus sign in the upper right corner of this credit card list.

3. Click the plus sign to open the credit card adding interface. Fill in the card number, and then the bank and name will be automatically identified below.

4. There is a repayment reminder under the name. We can open it, and we will automatically remind you of the repayment later. After clicking, a date will come out.

5. The date written above is the date when we repay the loan by default. We can change it ourselves or choose to repay the loan on the same day.

6. After selecting correctly, click OK to bind successfully. Then an interface comes out, with our name, bank and credit card tail number on it, which we can check.

7. After verification, fill in the repayment amount we need to repay.

8. After the amount is filled in, click Confirm Repayment to open the payment interface. We fill in the payment password set by Alipay, and mine is the set fingerprint payment, so it will not be displayed.

9. After the payment is successful, it will show that the payment is successful and the bank is processing it, which means that we have paid successfully, and then we will wait for the bank to process it.

10. The bank will prompt Alipay after the repayment is successful. We can clearly see how long and when the payment is successful. At this time, we can check the credit card and see if the repayment is successful.