Transfer is possible. Credit card transfers are divided into two categories, as follows: Overpayment transfers, that is, if you have extra money in your credit card and want to withdraw it, you can only transfer it to a bank savings card under your name, and it is not free and requires a certain handling fee. Generally, It is 0.5%-3%. Direct credit card transfer is equivalent to a cash advance. If the user does not have funds at his disposal but needs to transfer money, he can withdraw cash through a credit card and then deposit the cash into a debit card before transferring money. In addition to handling fees, this type of transfer will also charge interest. From the date of transfer, interest will be calculated at 50,000% of the daily transfer amount. Moreover, the amount that can generally be transferred is 50% of the credit limit, and there is a daily upper limit. Most banks have a daily limit of 2,000 yuan.

Consequences of overdue credit card bills: liquidated damages, usually 5% of the unpaid portion of the minimum repayment amount. The interest is high, and the interest is compounding. The interest rate is very scary when the debt is large. Overdue credit records will be stained, resulting in financial needs such as house purchases and loans being unable to be processed within the next two years. If the payment is overdue for more than 3 months, and the amount exceeds RMB 10,000, and the bank has failed to make multiple reminders, then you will not only have to pay back the money, but may also bear criminal liability.

1. Conditions for transferring funds from credit cards to bank cards. Credit cards can be transferred to bank cards. If you want to transfer money to a bank card of the card-issuing bank, you need to apply for a debit card (that is, an ordinary savings card) of the bank, and then open one of telephone banking, online banking and mobile banking, and then you can transfer the money in the credit card or Cash advances are transferred to bank cards. If you want to transfer money to a card from another bank, just follow the relevant bank regulations and pay an additional handling fee. The process of transferring money from a credit card to a bank card, taking China Construction Bank as an example. To transfer money from a credit card to a bank card, you need the following process: log in to the China Construction Bank website; click on "Online Banking Service; click on Activate "Online Banking Service; confirm the customer service agreement; follow the prompts Enter personal information, where the account number is the credit card number, the account password is the credit card consumption_cash withdrawal password, and the additional code is entered as shown in the box on the right.

2. Credit card transfer is essentially equivalent to credit card cash withdrawal, so it will definitely charge a handling fee. If it is an overpayment transfer, that is, when you withdraw the extra money saved in your credit card, you can only transfer it to a peer savings card under your name. The handling fee charged is generally 0.5%-3% of the total amount. If it is a cash advance transfer, the handling fees vary from bank to bank, but they are generally between 1% and 3%.